Business Banking
that finally works for

SMEs
Startups
Freelancers
The business account that’s got it all - from invoicing to international payments and corporate cards. Everything you need to win at managing your finances

The smartest cards to hit town

Scale up with VISA business cards designed to simplify your teams’ spend

VISA Credit Cards for Businesses

Get the Founder One Card - Asia’s first credit card for startups, without paying any deposit and zero personal guarantee
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Pay digital expenses from your company’s credit card & not yours
Hand out physical cards to the team or assign virtual cards to manage your spends
Enjoy other rewards that make perfect sense for your business
Swipe everywhere where VISA cards are accepted

Get going in one go

Sign up for Open’s business account in 5 minutes and get your account activated in less than 48 hours

Transparent pricing

No hidden charges or surprise fees

Get ‘em all together

Go ahead and link all your existing accounts from 60+ banks. View statements, balances and all that matters on a unified dashboard

Smart Chequebook

Stay in control of your finances with a smart chequebook and make payments online via NEFT and RTGS for free

All you need, on a single platform

Enjoy a host of integrated tools from invoicing, cross border payments to automated accounting and expense management

Business Banking, sorted for you

Make the most of a full-fledged business account that comes integrated with invoicing, accounting & expense management

Say hello to end-to-end payments

Flexible, smart features to collect payments and do payouts in a breeze
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Collect
Send
Reconcile

Introducing quick payments

Send professional invoices with inbuilt payment links for all your e-collections

Feature-rich payment gateway

Crafted to drive maximum conversions, this is the pro payment gateway you’ve always wanted

Collect international payments

Sign up and get paid for international projects in just a few simple steps
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For companies of all shapes and sizes

Built from the ground-up to suit the growing needs of your business

Freelancers

Enjoy quick international payments, an exclusive credit card, GST compliant invoicing and more with Open’s business account
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Startups

A programmable API driven bank account that comes integrated with tools for invoicing, accounting and corporate VISA cards for expense management
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SMEs

Reign in managing your finances with swift bulk payouts, accounts payable & receivable automation and ace at expense management with VISA business cards
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Ready to step up your
accounting game?

Loaded with the best accounting tools to save you time
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Stop chasing payments today

Invoicing, done right

Craft beautiful GST-compliant invoices with multiple payment options and get paid faster

Receiving instant payments, is now a reality

Send out reminders and track all your account receivables on a unified dashboard

Disburse payouts on-the-go

Swift bookkeeping, the way you like it

Powerful, Developer Friendly APIs

Bunch of RESTful APIs that are built to help you go the extra mile by integrating banking into your business workflow
~/Documents/BankOpenPaymentExperience/request.py — bash — 80x10
$ curl -L https://api.bankopen.co/payments_

Virtual Account APIs

Allot unique virtual account numbers, collect payments via UPI/NEFT/RTGS/IMPS & map them back easily to the customer

Payout APIs

Programmatically send payments in a single hit with Open’s seamless payout APIs

Payment Gateway

Integrate our payment gateway APIs with just a few lines of code for the smoothest checkout experience

UPI and E-mandate

Faster payouts mean faster growth. Gear up to make super-fast payouts using UPI & E-mandate

Online hub for businesses

Skyrocket with Open Hub, a community of 500,000+ businesses Sign up in minutes and list your products & services for free

Tailored rewards program

Open Circle is the ultimate rewards program for your business. Enjoy jaw-dropping benefits & unparalleled rewards on services that businesses swear by

Third Party Accounting Plugins

The one-stop solution for all your accounting needs. Seamless integration with Tally to help you stay on the top of your game

Business Loans

Just the loan you need to take your business a notch higher. Apply for a collateral-free term loan or a line of credit & supercharge your business

A business community, brewing with opportunities

Connect, collaborate and make a winning deal on Open’s App Store
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Where We Are Now

Being the world’s fastest growing neobanking platform, helping SMEs scale has always been our mission
500,000+
SMEs powered
$14+ Bn
Transactions Processed
45,000
SMEs added every month

Simple plans. Simple prices.

Pricing to match your needs - only pay for what you really need.
Check out our premium plan for 15 days, absolutely free! 🤩
Start your Trial
  • Business Account
  • VISA Business Credit Card
  • Bulk Payouts
  • Payment Gateway
  • Developer-friendly APIs
FREE
0/year
For freelancers & entrepreneurs who are just starting out
  • 2.2% + GST charges
STANDARD
6,000/year
For freelancers & early-stage Startups / SMEs
  • 2% + GST charges
PREMIUM
9,000/year
For growth-stage startups & enterprises
  • 1.8% + GST charges