Online Banking

made smarter for your business

Open’s online bank account comes with a VISA business card that combines banking, payments,
accounting & expense management, in one place. One Open account to manage it all.
Trusted by
10,00,000+ businesses
In India

Online bank account & VISA business card

built for businesses
Unlike regular bank accounts, the Open account & VISA business card are built to cater
to the unique needs of small businesses. It is most powerful when used
alongside your existing bank account.
Best debit card alternative
for business spends
Comes integrated with
expense management
Can be used everywhere
VISA cards are accepted
Start using immediately
as a virtual card
Receive physical VISA card
within 7 days
Manage team spends with
virtual & expense VISA cards

Think business banking, think Open

The Open account comes with smart & powerful features that make banking, payments,
accounting & expense management, both seamless & easy.
Collect Payments
Send out GST invoices, payment links or integrate our payment gateway on your app or website
- Learn more
Send Payouts
Simplest way to do single or bulk payouts without the hassle of beneficiary addition
- Learn more
Automate Accounting
Auto-categorize your income & expenses, create bookkeeping reports & sync with third-party accounting software
- Learn more
Expense Management
Now separate your business & personal expenses with Open. Easily manage & track team expenses with virtual and expense VISA cards
- Learn more
Better Banking
Connect & manage all your existing current accounts and view bank statements on one dashboard
- Learn more
Powerful APIs
Integrate banking into your business workflow with APIs for collection, payouts, virtual accounts, cards & more
- Learn more

Easiest way to collect & track payments

Open’s online bank account comes with all the tools you’ll
need to collect & track payments seamlessly.
Create & send GST-compliant invoices with payment links
Integrate payment gateway on your website
Android & iOS SDKs to integrate payments on app
Track payments easily with virtual accounts

Hassle-free vendor & salary payouts

Now you can make single or bulk payouts to vendors or make
salary payments to employees with a simple file upload.
No more wasting time adding beneficiaries
Do single or bulk bank transfers with ease
Set up instant refunds
Get Payout APIs to simplify your life

Accounting made simple

Automate your accounting with the only online bank account
that comes with a built-in GST accounting software.
Auto-categorize your income & expenses
Keep a track of account payables & receivables
Generate cashflow statement, profit & loss & other reports
Get plugins for third-party accounting software like Tally

Smarter expense management

Get real-time visibility of all your team expenses with
Open VISA cards.
Create multiple cards for different teams
Set limits & assign virtual cards to teammates
Make subscription payments like AWS or Google Ads
Scan & upload receipts easily via WhatsApp
Manage approval flow & reimbursements in one place
File expense reports in minutes

Experience powerful banking

Apply & get a current account for your business.
Connect & manage all your existing bank accounts in one place.
Connect Accounts
A complete overview of all your bank accounts in one place
Manage Statements
Track & view all your bank statements from one dashboard

Powering 10,00,000+ businesses

with smarter banking
Do banking the way you’ve always wanted - simpler, smarter & better.
Banking the old way
A plain vanilla bank account
Lengthy beneficiary addition to
make payouts
Use personal credit card for
business expenses
Spend hours managing team expenses
with just one credit card
Manually update accounting entries
for all transactions
Banking the Open way
An online bank account with payments,
accounting & expense management
Make direct payouts from an online bank
account, without adding beneficiaries
Easily separate your personal & business spends
Set limits & assign virtual & expense VISA cards to manage team spends
Tag payments & expenses to automate
accounting in real-time
3 easy step

3 easy steps to get you started

Start managing all your banking, payments, accounting
& expenses in one place - in just 2 minutes.

Sign up
Share your contact info & a
few business details.

Complete your KYC
Share a few basic details & get an
online bank account with a VISA business
card. Start transacting immediately.
Bank Limitlessly
Get virtual & expense VISA cards
for expense management,
accounting reports, payment gateway
APIs, payout APIs, and a lot more.
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