Smart loans to supercharge your business #LikeAPro

Apply for a collateral-free term loan in minutes &
scale your business like never before

We make it Super

Just four steps and you are loan ready

Eligibility Scale

  • Minimum annual business turnover of ₹ 300,000
  • You’re 18 - 65 yrs old & have been in business for min 6 months

Apply Online

  • Fill in your personal, business KYC & PAN details
  • Upload your bank account statement of last 6 months

Loan Approval

  • We assess your business performance
  • And roll out the best deal for you

Get the loan

  • Amount gets credited to your business account
  • And our experts will help you with repayment options
Eligibility Calculator
What is your monthly revenue?
What is your monthly expense?

What will be the repayment tenure?


36 months

Do you have any existing loans?
Yes     No
Curious to
know your

Avail Open’s Back-to-Business loans

Go from surviving to thriving during lockdown
Zero EMI for the first 3 months
Quick loans upto Rs 1 lakh
Partial or Full balance payment options
Receive funds within 72 hrs

Quick cash disbursement

Get terms loans that your business needs within 72 hrs

Low-interest rate

Achieve your financial goals with an amazing interest rate starting at 13% per annum

Zero Paperwork

Get started instantly by submitting only your basic details & bank statements

Ace your business finances

Manage banking, accounting & everything in between, on one platform

Loans to fight COVID-19

Zero EMI for first 3 months on Back-to-Business loans of upto Rs 1 lakh

Boost your business
with Open

Get your hands on a term loan that’s
crafted for your business
Ready to boost your business

We’ve got all your business banking needs covered

Everything from bulk payouts to automated accounting in one place
Open’s neobanking platform offers everything from payments, to banking, automated accounting & all that’s in between - one Open account that covers it all

Got Questions?

Here are a couple of FAQs on all you need to know about loans

  What is a Term Loan?

It’s a loan taken by Businesses to either cover short term obligations like raw material/inventory purchase, employee salary payment, etc.

  What are the Documents Required?

Just these :

Business PAN & Address Proof

Certificate of Registration(if applicable)

Last 6 months Bank Statement

  What’s the process to apply for Loan?

Our process is simple and is completely digital. Keep your bank statement & ITR acknowledgement handy during the process

  Do I need to pledge any collateral?

No, the loan eligibility is purely calculated basis the Business performance and the credit profile of the business owner

  How quick is the disbursement?

Though this depends on our NBFC partner we make sure that’s quick and hassle-free

  How do I know if I am eligible?

You’re sorted if :

Your business turnover is more than ₹ 3 Lakhs

Your business is at least 6 months old

You are 18 - 65 years of age

  How do I know my loan eligibility?

You can avail up to 15L, but that completely depends on your credit score & business performance

  What is the rate of Interest?

Our rate of interest starts from 13% P.A, but that varies as per your profile & business performance

  What would be the duration of the loan?

You have the flexibility to choose from 6 months to 36 months

  How do I repay the loan?

Once your loan is ready to be disbursed, auto-debit will be set-up on your bank account for regular EMIs

  Is there an option for pre-closure of loan?

Yes, it’s available