Cash Management Services for Business Growth

Manage everything from account payables & account receivables to cash & bank reconciliation, expense management & reimbursements - all from ONE online bank account

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Cash management made easy

25,00,000 businesses trust Open with their cash management. Here’s why.

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Easy account payables & account receivables management

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Shorten sales to payment cycle with a range of payment options

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Send timely digital emails & invoices to customers & vendors

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Get an overview of cash-in-hand & cash-in-bank from one place

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Generate digital bookkeeping reports like P&L, Cashflow etc.

Get paid fast

Use smart account receivable management & AR automation to collect payments easily

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Create & send estimates, invoices, credit notes, cash memos in minutes

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Collect subscription payments via UPI Autopay or e-NACH

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Track & view all aged receivables customer-wise & transaction-wise

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Set credit limits for each customer

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Integrate payment gateway to collect payments via credit & debit cards, bank transfers, UPI

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Set up invoice automation & send automated reminder emails to customers

Experience the power of automated reconciliation

Sync your bank transactions & reconcile them

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Connect all bank accounts to automate bank reconciliation

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Experience smarter & error-free cash reconciliation

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Map inbound payments with customers using virtual accounts

Track all account payables with ease

With in-built AP automation, know when to pay & to whom

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Create & send bills, receipts & debit notes in a few clicks
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Connect existing bank accounts to make payouts directly from them
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Track & view all aged payables vendor-wise & bill-wise
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Integrate online banking to manage payables seamlessly

Ace expense management

Manage, track & control all employee expenses from one dashboard

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Get a credit card designed for business expenses
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Manage all your cash payments easily
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Experience a smooth & fast expense report filing
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Set limits & assign virtual & expense cards to teammates
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Upload receipts directly via WhatsApp
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Manage approval flows & reimbursements from one place

Automate accounting like never before

Save hours on accounting with our fully automated module

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Get bookkeeping reports like P&L, cashflow, balance sheet etc.
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Easily track receivables & payables via automated bank reconciliation
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Get an overview of future collections & payments via ageing analysis
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Sync your existing accounting data using 3rd-party software plugins

3 easy steps to get you started

Start managing all your banking, payments, accounting & expenses in one place - in just 2 minutes.

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Sign up

Share your contact info & a few business details.

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Complete your KYC

Share a few basic details & get an online bank account with a credit card. Start transacting immediately.

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Bank Limitlessly

Access higher credit limit, virtual cards, expense management, accounting reports, payment gateway APIs, payout APIs, and a lot more.

Got Questions?

Here is our FAQs section to help you understand all about our current account offering

Cash management is the process of overseeing the collections & cash flow of your business. By streamlining your cash management, you can ensure

the financial stability of your business.

Cash management is critical for businesses of all sizes. It helps you plan & fund your daily business operations.

Having an overview of your business’s cash flow will help you distribute funds for various business expenses like office rent, employee salaries,

vendor payments, etc.

As a business owner, you will need to keep a tab of all your account receivables - time and again. Cash management services can help you monitor

your account receivables and account payables seamlessly.

Cash management services may include account receivable management & automation, payment solutions, bookkeeping reports & way more.

A cash management service for your business can reap multiple benefits. The best part is that you can assess the financial health of your business.

In other words, cash management is essential to boost the growth of your business by planning for expansion goals.

Some of the features that can help you manage the cash flow of your business are:

• ARAP management: Efficiently managing the accounts payable & accounts receivable of your business can help you plan for your ongoing

working capital needs.

• GST invoices: Getting paid on time is a challenge faced by most businesses. It doesn’t end with sending GST invoices on time. Businesses

must also ensure that timely payment reminders are sent to customers for due payments.

• Overview of cash flow: Obtaining a bird’s eye view of your cash-in-hand & cash-in-bank is crucial. In fact, it is the first step towards simplifying

cash management for your business.

• Expense management: Managing employee expenses is not easy. Once the expenses have been filed, your finance team has to match receipts

with corresponding expenses. The team will then process reimbursements & reconcile the same in the company’s daybook.

• Bookkeeping reports: Invariably maintaining your books of accounts can help you stay on top of your business’s incomes, expenses, assets & liabilities.

The benefits of cash management for businesses are many. With powerful cash management solutions in place, you can:

• Effectively manage the cash flow of your business

• Get an overview of your account receivables

• Make timely employee salaries & vendors payments

• Manage your inventory such that the stock matches the units sold

• Ensure smooth money movement without the need to borrow funds

• Plan for cash management strategies like investments

• Monitor your business’s financial health/stability

• Plan for future business goals

• Prepare for business expansion & growth

Open helps you excel at cash management with a whole array of business finance solutions. For example, using Open you can:

• Send invoices with in-built payment links & set reminders to get paid faster

• Seamlessly manage cash & bank reconciliation in one place

• Process reimbursements & employee expenses hassle-free

• Easily manage account payables & account receivables

• Generate bookkeeping reports that add value to your business

To know more, sign up on open.money or talk to us at [email protected]