A cash management service & solution for businesses to scale up

Manage everything from account payables & account receivables to cash & bank reconciliation, expense management & reimbursements - all from ONE online bank account

dashboard

Cash management made easy

15,00,000 businesses trust Open with their cash management. Here’s why.

easy_account

Easy account payables & account receivables management

shorten

Shorten sales to payment cycle with a range of payment options

send_timely

Send timely digital emails & invoices to customers & vendors

cash-in-bank

Get an overview of cash-in-hand & cash-in-bank from one place

bookkeeping

Generate digital bookkeeping reports like P&L, Cashflow etc.

Get paid fast

Use smart account receivable management & AR automation to collect payments easily

shorten

Create & send estimates, invoices, credit notes, cash memos in minutes

startup-biz-account

Collect subscription payments via UPI Autopay or e-NACH

track_rece

Track & view all aged receivables customer-wise & transaction-wise

credit_limit

Set credit limits for each customer

cash-in-bank

Integrate payment gateway to collect payments via credit & debit cards, bank transfers, UPI

invoice_auto

Set up invoice automation & send automated reminder emails to customers

Experience the power of automated reconciliation

Sync your bank transactions & reconcile them

invoice_auto

Connect all bank accounts to automate bank reconciliation

shorten

Experience smarter & error-free cash reconciliation

track_rece

Map inbound payments with customers using virtual accounts

Track all account payables with ease

With in-built AP automation, know when to pay & to whom

invoice_auto
Create & send bills, receipts & debit notes in a few clicks
track_rece
Connect existing bank accounts to make payouts directly from them
shorten
Track & view all aged payables vendor-wise & bill-wise
home-payments-send-icon-2
Integrate online banking to manage payables seamlessly

Ace expense management

Manage, track & control all employee expenses from one dashboard

get_credit_card
Get a credit card designed for business expenses
manage
Manage all your cash payments easily
invoice_auto
Experience a smooth & fast expense report filing
shorten
Set limits & assign virtual & expense cards to teammates
upload
Upload receipts directly via WhatsApp
manage-1
Manage approval flows & reimbursements from one place

Automate accounting like never before

Save hours on accounting with our fully automated module

invoice_auto
Get bookkeeping reports like P&L, cashflow, balance sheet etc.
easily_track
Easily track receivables & payables via automated bank reconciliation
shorten
Get an overview of future collections & payments via ageing analysis
3rd-party
Sync your existing accounting data using 3rd-party software plugins

3 easy steps to get you started

Start managing all your banking, payments, accounting & expenses in one place - in just 2 minutes.

signupold

Sign up

Share your contact info & a few business details.

kycold1

Complete your KYC

Share a few basic details & get an online bank account with a credit card. Start transacting immediately.

bankold

Bank Limitlessly

Access higher credit limit, virtual cards, expense management, accounting reports, payment gateway APIs, payout APIs, and a lot more.

Got Questions?

Here is our FAQs section to help you understand all about our current account offering

  What is cash management?

Cash management is the process of overseeing the collections & cash flow of your business. By streamlining your cash management, you can ensure

the financial stability of your business.

Cash management is critical for businesses of all sizes. It helps you plan & fund your daily business operations.

Having an overview of your business’s cash flow will help you distribute funds for various business expenses like office rent, employee salaries,

vendor payments, etc.

As a business owner, you will need to keep a tab of all your account receivables - time and again. Cash management services can help you monitor

your account receivables and account payables seamlessly.

Cash management services may include account receivable management & automation, payment solutions, bookkeeping reports & way more.

A cash management service for your business can reap multiple benefits. The best part is that you can assess the financial health of your business.

In other words, cash management is essential to boost the growth of your business by planning for expansion goals.

  What are the features that will help manage your cash flow better?

Some of the features that can help you manage the cash flow of your business are:

• ARAP management: Efficiently managing the accounts payable & accounts receivable of your business can help you plan for your ongoing

working capital needs.

• GST invoices: Getting paid on time is a challenge faced by most businesses. It doesn’t end with sending GST invoices on time. Businesses

must also ensure that timely payment reminders are sent to customers for due payments.

• Overview of cash flow: Obtaining a bird’s eye view of your cash-in-hand & cash-in-bank is crucial. In fact, it is the first step towards simplifying

cash management for your business.

• Expense management: Managing employee expenses is not easy. Once the expenses have been filed, your finance team has to match receipts

with corresponding expenses. The team will then process reimbursements & reconcile the same in the company’s daybook.

• Bookkeeping reports: Invariably maintaining your books of accounts can help you stay on top of your business’s incomes, expenses, assets & liabilities.

  What are the benefits of cash management for businesses?

The benefits of cash management for businesses are many. With powerful cash management solutions in place, you can:

• Effectively manage the cash flow of your business

• Get an overview of your account receivables

• Make timely employee salaries & vendors payments

• Manage your inventory such that the stock matches the units sold

• Ensure smooth money movement without the need to borrow funds

• Plan for cash management strategies like investments

• Monitor your business’s financial health/stability

• Plan for future business goals

• Prepare for business expansion & growth

  How does Open help with cash management?

Open helps you excel at cash management with a whole array of business finance solutions. For example, using Open you can:

• Send invoices with in-built payment links & set reminders to get paid faster

• Seamlessly manage cash & bank reconciliation in one place

• Process reimbursements & employee expenses hassle-free

• Easily manage account payables & account receivables

• Generate bookkeeping reports that add value to your business

To know more, sign up on open.money or talk to us at letstalk@bankopen.co