AI-native corporate banking for Indian finance teams: connect every current, OD, escrow and FD account across 40+ banks, then run payables, receivables, spend controls and GST and TDS compliance from one screen.
Works inside
TallyPrime
SAP
NetSuite
Business Centraland more
40+ banks on the platform — public, private and foreign.
Install the Open plugin — 28 integrations across ERP, accounting, payroll and CRM.
Open is AI-native corporate internet banking for India’s finance teams. It connects to 40+ banks and to your ERP, so you can see cash and run payables, receivables, spend controls and GST and TDS compliance from one screen. 50,000+ finance teams run on Open, which processes $40B+ annualised B2B payments.
Open works alongside the banks and the ERP you already use. It does not replace them.
Multi-bank cash position and payments for Indian finance teams.
Most finance teams still log into every bank, one by one, to answer a simple question: how much cash do we have?
One onboarding links your accounts through each bank's own APIs. No screen-scraping, no nightly batch, no per-bank integration project.
Current, OD, escrow, CMS, FD and nostro accounts refresh straight from each bank's API. One click refreshes all of them.
Transactions from every bank land in one place, tagged and categorised. Search in plain English instead of downloading 40 PDFs.
Initiate NEFT, RTGS and IMPS from any connected account. Maker-checker and amount-based approval policies come along for every rupee.
Inflows, outflows, days cash on hand and bank concentration — computed daily across every entity, with policy limits that flag themselves.
Open runs as a native plugin inside your ERP or accounting software — SAP, Oracle NetSuite, Microsoft Dynamics, Zoho and more — so there is no complex syncing of your data. Payments post back to your books the moment they clear.
Refresh balances and statements across all your bank accounts at once.
Hit Refresh once and every balance and every statement, across every bank, updates together — in the background, while you keep working.
Battle-tested at AMC scale. One of India's largest AMCs refreshes 1,000+ accounts across its banking partners — in a single click.
Native bank integration plugins for your ERP and accounting software.
Install the Open plugin in your ERP or accounting software, such as SAP, NetSuite, Business Central or TallyPrime, or whichever you already run.
Open connects it to every bank you use — through each bank’s own APIs, with one onboarding. It is a native plugin that works inside your ERP, so there is no complex syncing of your data.
Balances and statements come in. Payments go out. Your team works in the ERP — and never needs to open another dashboard.
Ask about your bank balances and transactions in plain English.
Turn on the Open connector in ChatGPT or Claude, then ask about balances, payments and charges across every connected bank — in plain language, in one window.
“What’s my total balance across all my banks?”
“Show me all payments received from Raghu.”“How much have I paid in bank charges over the last two months?”In Claude
Settings → Connectors → switch on Open
In ChatGPT
Plugins → search Open → connect
Not just current accounts. Credit lines, deposits, escrow and foreign-currency accounts sit side by side, in one view.
Current accounts across every entity and bank, with live and available balances.
OD, CC and WC limits with drawn vs. available, at a glance.
FDs, sweeps and maturities tracked to the day.
Multi-party escrow balances with release history.
Nostro and foreign-currency accounts in their own currency and INR.
Cash visibility, payments and reconciliation for CFOs, treasury teams and finance ops.
Group-wide liquidity across every entity and bank, without waiting for someone to stitch together spreadsheets.
SOC 2 Type II and ISO 27001 certified. Every connection is direct, consented and auditable.
Connections run on each bank's corporate API programme. No screen-scraping, no shared credentials.
Balances and statements need read consent only. Payment access is a separate, explicit permission.
Amount-based approval policies and role-based access on every account and action.
TLS 1.3 in transit and AES-256 at rest, for every account and every byte.
Every login, export, approval and payment is logged — who, what, when and from where.
India-resident hosting on redundant infrastructure, so your data never leaves the country.
Connected Banking is the foundation of Open's finance operating system. The same accounts power payables, your books and your own products.
AI reads the bill, three-way matches it against the PO and goods receipt, and queues it into a payrun with approvals.
Plugins that work inside your ERP, with no complex syncing of your data. Every payout posts back to your books as an entry.
Account linking, balances, statements and fund transfers over REST, with webhooks and separate sandbox and live keys.
GET /accounts/balance
// 200 OK
{
"bank": "HDFC",
"available": 48261204.10,
"currency": "INR",
"synced_at": "just now"
}Something else on your mind? Talk to our team.
40+ Indian banks across public, private and foreign banks. Axis Bank, Kotak Mahindra Bank, State Bank of India and IDFC FIRST Bank can be linked digitally in a few minutes. HDFC Bank, ICICI Bank, YES Bank, Standard Chartered, HSBC, Deutsche Bank and others are linked through assisted onboarding, where our team coordinates with your bank.
Connections use each bank's own corporate APIs with your explicit consent — no screen-scraping and no shared bank passwords. Viewing balances and statements needs read access only. Payments are a separate permission, and every payment follows the maker-checker and approval policies you configure. Open is SOC 2 Type II and ISO 27001 certified.
Yes. Beyond balances and statements across your banks, Open handles accounts payable (vendor payments with approvals), accounts receivable (collections and reconciliation), spend controls on the corporate cards your team already carries, and GST and TDS compliance, all from the same screen.
Yes. Initiate NEFT, RTGS and IMPS transfers, own-account transfers and bulk payouts from any connected account that supports payments, with beneficiary verification, multi-level approvals and OTP or token confirmation.
That's exactly what Connected Banking is built for. Group accounts by entity, bank, currency or purpose, and see one consolidated position — or drill into any single account. Our largest deployment unifies more than 1,000 accounts.
Yes. Open runs as a native plugin inside popular ERP and accounting software, including SAP, Oracle NetSuite, Microsoft Dynamics, Zoho Books, Odoo, ERPNext and TallyPrime, so there is no complex syncing of your data. Balances, statements and payments appear where your team already works, and every payout posts back to your books. There is also a REST API with webhooks.
Yes. Institutions running many accounts per scheme or entity use Connected Banking to see collection, redemption and operating accounts across banks in one view, with role-based access and a complete audit trail of every action.
Digitally supported banks link in minutes, and balances and statements start syncing right away. For assisted banks, our team handles the paperwork with your bank and lets you know as each account comes online.
Multi-bank cash management and payments for Indian finance teams.
See every bank account you own on one screen. Book a walkthrough with our team.