Accept payments via debit & credit cards, IMPS, NEFT, RTGS, UPI & mobile wallets
Provide a seamless checkout experience to customers & get paid faster
Get insights on payments, settlements, cash flow, refunds, etc. via analytics
Integrate our powerful payment gateway APIs in minutes
Customise the checkout page to the look & feel of your website or app
Accept hassle-free payments with no redirection
Save user’s cards for faster & seamless checkout experience
Enjoy end-to-end secure integration with our APIs
Use mobile SDKs for seamless integration in mobile apps
Start accepting payments instantly & boost your online businesses revenue
Plugins for Woocommerce, Magento, Opencart, Prestashop & many more
Payment Gateway designed for marketplaces and platforms
Integrate our Marketplace API & settle directly to multiple accounts
Split the settlements to multiple accounts
Settle payments to multiple vendors in one go, effortlessly over APIs
Perfect for e-commerce platforms, ride hailing app, food delivery app etc
Sign up
Share your contact info & a few business details.
Complete your KYC
Share a few basic details & get an online bank account with VISA business card. Start transacting immediately.
Bank Limitlessly
Access virtual and expense cards, expense management, accounting reports, payment gateway APIs, payout APIs, and a lot more.
Simple plans. Simple prices.
Pricing to match your needs - only pay for what you really need
Got Questions?
Here is our FAQs section to help you understand all about our current account offering
What is a payment gateway?
Payment gateway is a medium that helps customers make secure payments to the merchant online through their website or app.
If you run an e-commerce business, integrating a payment gateway can simplify the way you collect payments.
As making online payments is simpler, faster, and more convenient, customers are open to using debit or credit cards, UPI, internet banking,
or wallets to transfer money for the commodity or a subscription. So businesses integrate a payment gateway/ multiple payment gateways
on their website or mobile application to ensure that customers have a seamless payment experience by enabling them to pay using
the payment mode of their choice — as it’s simpler, faster, and more convenient.
Why do you need a payment gateway?
Payment gateway is a medium that helps merchants collect payments from customers without hassles. It’s a transaction type wherein your
customer can make payments directly through the payment gateway. All they have to do is add the card details and save
them for future reference.
And it works for the customer as any transaction requires password/ OTP verification to ensure safety. So making payments through an online
payment gateway becomes convenient and easy.
Payment gateway services protect customer’s payment details and help avoid breaches of data. And further eliminating the risk of exposing
your business to fraud or additional charges. Apart from that, it also protects merchants while collecting payments as accounts with insufficient
funds or exceeding credit limits will not be able to move ahead with the transaction.
How does a payment gateway work?
The functions of a payment gateway are easy to map out. Once the customer adds the product or service to the cart and heads to the
checkout page of the merchant’s website/ application, they can choose to pay via the payment gateway. After which, the customer can make the
payment swiftly, and the amount gets settled instantly.
And the transaction can take place only after the customer adds the credit or debit card details on the payment page. It includes the card holder’s name,
card expiration date & CVV number (card verification value). And since all the customer details saved on the payment gateways are encrypted
from end to end, only once the customer approves the payment through the one-time mobile or email verification, the transfer will be
successful and reach the merchant’s account.
What are the benefits of using Open’s payment gateway service?
By integrating Open’s payment gateway, both you and your customers will experience more flexibility when it comes to payments.
As Open’s payment gateway,
• Check eligibility criteria with the banking partner
• Enables customers by providing more payment options
• Customers can pick between cards, internet banking, UPI AutoPay, or others
• Low on processing fees & high on functionality
• Offers MDR (merchant discount rate) for payment means
• Has good success rate & timely support
• Includes a PCI-DSS compliant system
Schedule a demo to learn more: pg-support@bankopen.co