Open is built on top of a deep partnership stack — India's largest banks, the regulators that license the platform, and the infrastructure that makes it possible.
Years of integration depth with India's largest banks — direct APIs, not screen-scraping. Three top-five banks run Open as their corporate banking platform.
Open powers the corporate internet banking platform for three of India's top-five private banks — chosen after multi-year evaluations against international vendors.
Three years of direct API integrations with India's largest banks. Read-only by design. Encryption in transit and at rest. RBI-compliant.
Nostro / vostro / USD multi-currency accounts at major international banks reconciled into the same screen.
Open operates as an RBI-licensed Payment Aggregator and is recognised under Bharat Connect. Every credential, every read, every transfer is auditor-ready by default.
Open holds the Reserve Bank of India Payment Aggregator licence granted under the Payment and Settlement Systems Act, 2007.
Open is recognised as a Bharat Connect Operating Unit under the RBI's BBPS framework — enabling B2B bill payments at scale.
Open partners with LivQuik Technology India (an RBI-authorised PPI issuer) for co-branded prepaid instruments.
Open's data layer plugs into every tool a finance team already uses — ERPs, payroll, CRM, marketing, iPaaS. Connect once, work with what you have.
Bidirectional sync with India's most-used ERPs and accounting platforms — Open reads from and writes to your books.
Every payment gateway your team uses reconciled to bank credit automatically. MDR tracked. Refunds matched.
Salary disbursements reconciled to bank. Statutory deductions tracked. Form 16 / 16A pulled from TRACES automatically.
Banks, regulators, infrastructure providers — Open's roadmap is built in partnership with the institutions that move money in India.