Working capital that actually works.
Long PO cycles, vendor advances, three-way matching across PO + GRN + Invoice, export realisations, multi-entity treasuries. Open frees the working capital that's been sitting in process across your supply chain.
Working capital, found.
Most manufacturers carry 60-90 days of working capital tied up in process. Open's three-way match + treasury intelligence frees the float that's been sitting in your supply chain.
- 01Three-way match — PO ↔ GRN ↔ Invoice — at the moment of vendor invoice landing. Variances flagged in seconds. Payment authorised only when all three line up.
- 02MSME vendor handling — 45-day rule auto-applied. Payment scheduled to optimise both compliance and working capital. No accidental Section 43B disallowance.
- 03Export realisation + FIRC — USD wires tracked to FIRC issuance. Realisation aged. Forward contracts marked to market against your invoices.
- 04Multi-entity treasury — parent + subs + JVs consolidated. Intercompany flows netted. Single group cash position with entity-level drill-down.
- 05Statutory + 194Q TCS — auto-applied per vendor turnover threshold. Quarterly returns drafted. Form 16A from TRACES automatic.
Built around the way factories actually run.
Every workflow your finance + procurement + treasury teams used to run in spreadsheets, native to your banking screen.
End-to-end P2P
Procurement request to vendor payment in 3.2 days. Three-way matched. Full audit trail.
Section 43B compliant
45-day rule auto-applied per vendor. Payment scheduled to optimise both compliance and working capital.
FIRC + GR-1
USD wires tracked to FIRC issuance. Realisation aged per RBI norms. Discrepancies surfaced live.
Parent + subs + JVs
Consolidated treasury. Intercompany flows netted. Group position live, entity drill-down on demand.
OD with intelligence
Drawdown/repay automatic. Working capital line sized against your actual receivable cycle, not a templated formula.
Auto-applied
TCS auto-deducted per vendor turnover threshold. Quarterly returns drafted. Form 16A automatic from TRACES.
Free the working capital. Find your margin.
Three-way match · MSME-aware · multi-entity treasury — built for the way factories actually run.