For Retail & Ecommerce

Every channel.
Every settlement. Three-way matched.

Online marketplaces, offline POS, quick commerce, your own site, COD collections, multi-state GST — every settlement reconciled in real time. Catch refund credits and TCS leaks before they become margin drift.

Channels · today 4 channels
Gross sales · live across channels
₹4.18 Cr
▲ 18% vs yesterday · 1 gap flagged
Amazon · Flipkart · Nykaa · QC 3-way
Channel settled · ₹2.18 CrAmazon · ₹1.42 Cr · 12,420 SKUs
Channel settlements · today
4 channels
Gross sales · live across channels
₹4,18,72,180
▲ 18% vs yesterday · 1 gap flagged
Amazon · FBA
India · daily
+₹1,42,80,000
3-WAY
Flipkart
national
+₹82,40,000
3-WAY
Nykaa
marketplace
+₹62,80,000
3-WAY
Quick commerce
Blinkit · Zepto · Instamart
+₹84,12,000
T+1
Own site · POS
12 stores · Razorpay
+₹46,40,180
3-WAY
Which channel grew fastest this week?
Quick commerce · +48% MoM · ₹84L from Blinkit + Zepto.
LIVE OPEN AGENT · v2.4

Where retail money actually leaks.

Marketplace commissions, missing refund credits, TCS that piles up in 2A but never gets claimed, COD remittances split across acquirers. Open's substrate catches every gap at source.

  • 01Marketplace settlement recon — Amazon, Flipkart, Nykaa, Myntra, Meesho, Ajio. Gross → deductions → expected → bank credit, matched by order ID, every cycle.
  • 02PG layer reconciled too — Razorpay, Cashfree, PayU, Stripe — every transaction matched to bank credit. MDR auto-deducted. Refunds tracked.
  • 03TCS auto-claimed from marketplace settlements. Section 52 deductions reconciled against your GSTR-2A monthly. Stop leaving credits on the table.
  • 04Multi-state GST per state per GSTIN. CGST/SGST/IGST split correctly per ship-from / ship-to state. Compliance health score across every state.
  • 05COD remittance — Delhivery, Shiprocket, Bluedart, eKart — auto-matched. Forward / RTO ratios tracked. Per-order P&L on the day the shipment lands.
₹2.4L
average TCS credits surfaced in first 30 days
faster channel-to-bank settlement matching
Live
GST per state per channel · always current
Settlement recon · this week ✦ 1 gap
Amazon · FBA
India · 12,420 SKUs
+₹1.42 Cr 3-WAY
Flipkart
national
+₹82.4 L 3-WAY
Nykaa
beauty
+₹62.8 L 3-WAY
Quick commerce
Blinkit · Zepto · BB Now
+₹84.1 L T+1
Myntra
fashion
+₹46.2 L ₹1.2L gap
Own site · POS
12 stores
+₹46.4 L 3-WAY

Every retail workflow. Native.

Built around the way retail money actually flows — multi-channel, multi-state, multi-rail. Every workflow your team used to run in spreadsheets, native to your banking screen.

Marketplace recon

3-way at order level

Gross-net-bank reconciled by order ID, every settlement cycle. Amazon, Flipkart, Nykaa, Myntra, Meesho — all native.

POS reconciliation

Acquirer ↔ bank

Razorpay, Cashfree, PineLabs, Mswipe — every swipe matched to bank credit. MDR tracked. Chargebacks logged.

Quick commerce

Settlement cycles

Blinkit, Zepto, BB Now, Instamart — quick-commerce-aware T+1 to T+3 cycles. Recon Friday night.

COD remittance

Forward / RTO

Delhivery, Shiprocket, Bluedart — auto-matched. RTO ratios tracked. Per-SKU economics surface.

Multi-state GST

CGST / SGST / IGST

Auto-split by ship-from / ship-to. GSTR-1 / 3B / 9 filed per state. Compliance health score live.

Inventory financing

Working capital

Settlement-aware OD lines. Drawdown automatic against receivables. Repaid on settlement.

✦ For Retail & Ecommerce

Channels in. Margins out.

Every channel, every cycle, every settlement — three-way matched. Stop reconciling on weekends.

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HUMAN AGENT