Receivables

DSO down.
Without the meetings.

Every invoice you raise — aged, forecast, chased. Open's receivables agent drafts the follow-up, tracks promise-to-pay, escalates by ageing, and matches inbound credits to the right invoice automatically.

Receivables · live DSO 95d
DSO improvement · 12 months
−17 days
▲ Agent chasing 12 customers
3.4× faster invoice matching Chasing
Credit matched · ABC CorpUTR HDFC9182471 · INV-2026-04-218
Receivables · Live
DSO 95d
Total AR · all customers · live
₹25.71 Cr
▼ DSO down 17 days vs Q4
0–30 days
on time · current
₹4.80 Cr
19%
31–60 days
just slipping
₹6.20 Cr
24%
61–90 days
chase active
₹8.40 Cr
33%
90+ days
escalated · 12 customers
₹6.30 Cr
24%
Who's our worst payer this quarter?
ABC Corp · ₹4.82 Cr outstanding · 84d avg DSO.
LIVE OPEN AGENT · v2.4

Every customer. Every bucket. Live.

Open's receivables view isn't a monthly close report. It's live — every invoice aged in real time, every promise-to-pay tracked, every customer's payment pattern learned and used to predict the next collection.

  • 01Live ageing across every customer, every invoice — refreshed the moment a bank credit lands and matches.
  • 02Customer-level DSO and payment-pattern profile — predict when each customer typically pays, and flag deviations.
  • 03Auto-matching inbound credits to invoices — UTR + reference + amount + customer entity reconciled in real time.
  • 04Promise-to-pay tracker — capture verbal commitments from customer calls, follow up automatically at the promised date.
  • 05Concentration alert — when one customer crosses a configurable % of outstanding AR, your CFO gets a flag.
−17 d
average DSO reduction in first 12 months
3.4×
faster invoice-to-credit matching
24/7
agent watching, chasing, escalating
Top customers by overdue · live 12 chasing
ABC Corp
8 invoices · 84 days avg
₹4,82,40,000 90+ d
Tata Consumer Products
5 invoices · 72 days avg
₹2,84,18,200 61–90 d
DMart · Avenue Supermarts
12 invoices · 68 days avg
₹2,12,40,500 61–90 d
Adani Wilmar Ltd
4 invoices · 48 days avg
₹1,84,21,000 31–60 d
Spencer's Retail
3 invoices · 22 days avg
₹84,12,007 0–30 d

Drafts the email. You hit send.

The receivables agent watches every invoice. When ageing crosses a threshold, it drafts the right follow-up — polite at day 30, firmer at day 60, escalation at day 90 — addressed to the right person in the customer's AP team.

Day 7 · pre-due

Gentle reminder

A polite confirmation that the invoice is on file, with the due date and payment instructions. Reduces "we never got it" claims.

Day 30 · just overdue

First chase

Direct, factual — "this invoice is now overdue, please confirm settlement date." Drafted in your brand voice.

Day 60 · firm

Escalation

Auto-CCs your relationship owner and the customer's AP head. Restates terms, references the PO, includes a settlement options menu.

Day 90 · final

Recovery handoff

Final demand drafted, ageing report attached, dispute log compiled. Hand off to recovery counsel or arbitration with one click.

Promise-to-pay

Verbal commitments

Capture verbal "we'll pay by Friday" promises from calls. Agent watches the date, escalates if it slips.

Dispute log

Quality issues
tracked

When AP cites a quality dispute, the agent logs it, links to the GRN/invoice, routes to ops, and pauses the chase clock until resolution.

Credit lands. Invoice closes. No spreadsheet.

When a customer's payment hits your bank account, Smart Statement tags it. The receivables agent matches it to the right open invoice — by UTR, by amount, by reference, by counterparty graph — and closes the line.

Just matched · last hour ✦ Live
ABC Corp
INV-2026-04-218 · UTR HDFC9182471
₹84,21,000
Tata Consumer Products
INV-2026-04-219 · UTR ICICI8214680
₹14,82,400
DMart · Avenue Supermarts
INV-2026-04-221 · UTR HDFC9182894
₹4,18,200
Spencer's Retail Ltd
INV-2026-04-208 · part payment
₹2,12,400
1 partial · 3 fully matched · 0 unidentified credits this hour
  • 01UTR / IFSC matching — pull the bank's reference, find the invoice, close the line. Sub-second.
  • 02Amount + customer entity reconciliation when UTR is absent — pattern-match against the customer's payment history.
  • 03Partial-payment handling — split inbound credit across multiple invoices, track residual balance.
  • 04Unidentified credits queue — what couldn't be matched is surfaced for a human in seconds, not days.
  • 05ERP write-back — every matched credit posted to Tally / Zoho / NetSuite with the correct GL code.
✦ Receivables

Your DSO. Without the chase.

Every invoice watched. Every credit matched. Every overdue followed up — by an agent that doesn't take Mondays off.

View as
HUMAN AGENT