Multi-bank connectivity

Every bank
account, one screen.

Connect every current, OD, escrow, and FD account you hold — across 40+ Indian banks — to one platform. See live balances, run payouts, search statements, and reconcile everything from a single workspace.

Live · multi-bank 40+ banks
Accounts unified · live
1,800+
▲ Refreshed continuously
6 entities · 12 currencies Live
8 banks synced just now1,800+ accounts unified
Group treasury · Live
40+ banks
Total liquidity · 6 entities
₹2,847,392,184
▲ ₹84.2L (+0.3%) today
HD
HDFC Bank · Current
XXXX4821 · Mumbai Hub
₹14,21,40,332
IC
ICICI Bank · OD
XXXX6307 · Working capital
₹8,64,12,007
AX
Axis Bank · Current
XXXX1192 · Bangalore
₹6,12,84,510
KO
Kotak · Escrow
XXXX5523 · Vendor pool
₹3,94,21,008
Where's our biggest USD position?
$1.84M in HDFC New York Nostro · across 6 entities.
LIVE OPEN AGENT · v2.4

Connect once. Work with every bank.

Connect each bank account in one onboarding. From the moment a balance moves, Open knows — no nightly batch, no per-bank integration, no separate logins.

  • 01Live balances refreshed continuously across every account, every entity, every bank — never a nightly batch.
  • 02Statement history searchable in plain English: "show all USD wires > $10,000 last quarter, across all entities."
  • 03Built for groups — multi-entity, multi-currency, multi-subsidiary. Roll up or drill down without leaving the screen.
  • 04Bank-grade connections — direct API integrations with every major Indian bank. RBI-compliant, encrypted end to end, no screen-scraping.
  • 05Every account, every transaction flows into Smart Statement as the single source of truth for everything else.
40+
Indian banks supported on the platform
1,800+
accounts in our largest single-customer deployment
Live
refresh — not nightly, not hourly
All accounts · 12 entities · live Synced 12s ago

Every account your treasury holds.

Open isn't only "current accounts." Connect your entire balance-sheet of bank relationships — operating, working-capital, escrow, treasury, and international — and see them as one consolidated picture.

Operating

Current accounts
across every bank.

The day-to-day workhorses. Every payable, every receivable, every cash movement, on the same screen.

Credit lines

OD, CC, working-capital loans.

See utilisation against sanction in real time. Move between drawdown accounts with one click.

Treasury

FDs, sweeps, treasury bills.

Yields, maturities, laddering — every instrument you hold, surfaced as live treasury intelligence.

Escrow

Multi-party
escrow holding.

Vendor pools, marketplace settlements, regulator-mandated escrows — segregated by design.

CMS

Cash management sub-accounts.

Virtual accounts for collections, GST sub-accounts, branch-wise rollups — every CMS structure mapped.

International

Nostro, vostro, USD & multi-CCY.

HSBC, Standard Chartered, Citi — your global accounts join the same consolidated view.

Connection rails built
for enterprise scale.

Three years building direct API integrations with India's largest private banks. SOC 2 Type II, ISO 27001, RBI-licensed, India-resident.

  • 01Direct API integrations with India's largest banks — years of integration depth, not screen-scraping, not nightly batches.
  • 02Read-only by design — consent-based, encrypted, you control what we see and for how long. Revoke any time.
  • 03Resilient by design — redundant connection paths so a single dip never takes the dashboard down.
  • 04Encryption in transit (TLS 1.3) and at rest (AES-256). Every credential vaulted. Zero plaintext storage.
  • 05Full audit trail of every read, every refresh, every credential rotation — for your auditor, for your CISO.
99.98%
connection-rail uptime, 12-month rolling
SOC 2
Type II · ISO 27001 · RBI-licensed
12s
median refresh latency, balance to dashboard
Connection health · last 24h ✦ Live
HDFC · Direct API 12ms · 100%
ICICI · Direct API 9ms · 100%
Axis · Direct API 14ms · 100%
SBI · Direct API 40ms · 99.9%
Kotak · Direct API 11ms · 100%
Yes Bank · Direct API 15ms · 100%
Read-only by design

We read, you authorise. Multi-bank connectivity is a read consent — balances and statements only. Payments are a separate, supervised flow with maker-checker approvals.

✦ Multi-bank connectivity

Stop logging into 40 portals.
Start running one.

See every account across every Indian bank, live, on one screen — with the audit trail your CFO and your auditor both want.

View as
HUMAN AGENT