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    Core platform
    Multi-bank connectivity Every account, every entity — one screen across 40+ banks. Smart Statement Every transaction tagged at source. The substrate everything reads from. Smart Ledger Every financial signal unified. Plain-English queries over your books. Treasury Live position, 13-week forecast, automated sweeps and FD laddering. Spend Management Agentic spend control on the corporate cards your team already carries.
    Workflows
    Payments Every rail in one workflow. Routed via lowest cost in real time. Receivables DSO down 17 days, on average. Without the chase meetings. Payables Invoice OCR · three-way match · P2P from 14 days to 3.2. Compliance · GST GSTR-1, 3B, 9. ITC recon. Filed inside your banking screen. Escrow & Cash Mgmt Bank-level segregation. Virtual accounts. Enterprise-scale CMS.
    Ten surfaces. One operating system. See the full platform →
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    About Us Asia’s largest enterprise neobanking platform · India’s 100th unicorn. Careers Hiring across engineering, design, product, GTM & ops. Contact Us Get in touch — [email protected]
    Founded 2017. Building the neobanking OS for the next decade. Our story →
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Open
Product
Core platform
Multi-bank connectivity Smart Statement Smart Ledger Treasury Spend Management
Workflows
Payments Receivables Payables Compliance · GST Escrow & Cash Mgmt
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By stage
For Enterprise For Mid-market For Startups
By industry
D2C brands Retail & Ecommerce Manufacturing Real Estate Software & Technology Healthcare Hospitality Professional Services
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Lending referral partners

RBI digital lending guidelines · regulatory disclosure

Open Financial Technologies Private Limited refers loan products from the following regulated lenders and NBFCs. This disclosure is published in accordance with the Reserve Bank of India’s digital lending guidelines.

Open is not a lender. Open does not underwrite, disburse, or service the loans listed below. The lending entities below are independently regulated by the Reserve Bank of India and are responsible for the products, terms, KYC, and servicing of the loans they offer.

Our referral partners

FlexiLoans
FlexiLoans
Lendingkart
Lendingkart
Indifi
Indifi
Godrej Finance
Godrej Finance
Protium
Protium
Poonawalla Fincorp
Poonawalla Fincorp

Important notes

  • Open is a referral partner only. When you apply for a loan through Open’s platform, your application is submitted to one or more of the lenders listed above. The lender independently underwrites your application and decides on approval, loan amount, interest rate, tenure, and other terms.
  • Pre-disbursal disclosures. Before any loan is disbursed, the partner lender will share a Key Fact Statement (KFS) that includes the all-in cost of credit, all charges, and recovery terms in line with RBI’s digital lending norms.
  • Grievances. For any grievance related to a referral, contact Open at [email protected] or refer to our Grievance Policy. For grievances about the loan itself (terms, EMI, recovery, customer service), contact the partner lender directly.
  • Updates. This list is maintained as Open’s active lending referral partnerships change. The version shown above reflects the partnerships in force as of the page’s last update.

Last updated: 2026-06-15

Open

Open is AI-Native Corporate Internet Banking — built for the finance teams running the most ambitious companies.

Product

  • Multi-bank connectivity
  • Payments
  • Smart Statement
  • Smart Ledger
  • Treasury
  • Receivables
  • Payables
  • Compliance · GST
  • Spend Management
  • Escrow & Cash Mgmt

Solutions

By stage
  • For Enterprise
  • For Mid-market
  • For Startups
By industry
  • D2C brands
  • Retail & Ecommerce
  • Manufacturing
  • Real Estate
  • Software & Technology
  • Healthcare
  • Hospitality
  • Professional Services

Company

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  • Careers
  • Contact Us

Resources

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