Every rupee,
working.
See your real cash position across every account and entity in real time. Move idle funds into sweeps, FDs, and treasury instruments with one click. Forecast 13 weeks ahead with AI that learns from your actual cash flow — not your template.
Forecast that learns from you.
Most forecast tools ask you to maintain a model. Open's forecast reads from your actual cash patterns — tagged at source in Smart Statement — and improves week over week. Your treasurer reviews; the model does the modelling.
- 01Pattern-aware. Learns your true inflow rhythm — payroll-week dips, GST-cycle outflows, marketplace-settlement bumps, festive demand cycles.
- 02Counter-party intelligence. Knows your top 100 vendors and customers — when they pay, when they collect, how they vary.
- 03Scenario layers — base, optimistic, stressed. Sensitivity sliders for collections delay, FX shock, customer concentration.
- 0413-week, 26-week, 52-week views. Same engine, longer horizons get wider confidence bands.
- 05Variance tracker. Every prediction is graded weekly — the model tells you where it's getting better and where it's still uncertain.
Every idle rupee, earning.
Open's treasury agent moves idle cash into yield-generating instruments — overnight sweeps, FD laddering, treasury bills — and pulls it back the moment a payable needs it. Yield without surprises.
Overnight + flexi
Idle balances above your operating buffer auto-swept to FD overnight. Pulled back before any debit clears.
Staggered maturity
Ladder across 30/60/90/180/365-day tenors. One always maturing, one always at peak yield.
Sovereign yield
For corporates with mandates that allow government securities — 91-day, 182-day, 364-day T-bills auto-allocated.
Mutual fund treasury
Liquid + ultra-short-duration funds for the corporate corpus. Same-day redemption, instant visibility.
USD · EUR forwards
For export-facing entities — forward contracts via your bank, monitored in real time, marked-to-market live.
Mandate compliant
Every allocation respects your investment policy — counterparty limits, instrument restrictions, board-approved ceilings.
Real cash. Real time.
Not last week's bank reconciliation. Not last night's snapshot. Open's treasury view is the live position — every account, every entity, every committed flow — reading directly from Smart Statement.
- 01Cross-entity, cross-bank, cross-currency live cash visibility — roll up to group, drill down to entity, sub-entity, account.
- 02Committed-flow view — pending payouts, signed contracts, recurring vendor invoices factored into "available" balance, not just "current."
- 03Counterparty concentration. Live alerts when receivables from one customer exceed your policy threshold.
- 04Currency overlay — see the group position in INR, USD, or any base currency with live FX marks.
- 05Audit-grade history — every snapshot retained, every reclassification logged, every transfer traceable.
Every rupee, working.
Live position, AI-grade forecasts, automated yield placement — with policy guardrails your board signs off on.