70% RERA escrow mandates, milestone-based collections, project-wise P&L, construction loan disbursement, multi-project consolidation. Open is built around the way real estate money actually flows.
Real estate's hardest finance problem is that money has to stay project-segregated all the way from collection to disbursement. Open's escrow + ledger handles this natively.
From land acquisition to handover, every workflow real estate finance teams run — native to your banking screen.
Each project's 70% corpus in legally segregated trust at HDFC / ICICI / Axis. Withdrawals require architect + CA certificate.
Booking, slab-by-slab construction, possession, registration. Each tranche reconciled against bank + ledger.
Land, approvals, construction, marketing, finance — coded to the project. Roll up to group on demand.
Loan disbursed against work-done certificates. Repayment scheduled per milestone collection. Cash flow modelled.
Every customer's ledger tracked unit-by-unit. EMI ageing. Possession-eligible status. Default risk flagged.
Escrow corpus parked in liquid funds / FDs (where RERA permits). Yield optimised. Withdrawal-on-demand preserved.
RERA-compliant by default · milestone-aware collections · construction loan intelligence — all in one banking screen.