Treasury at scale.
Audit trail by default.
For corporate groups with 40+ banks, 1,000+ accounts, multi-entity structures — and finance teams that need every flow visible, every approval signed, every transaction audit-ready. 3 of India's top 5 banks run their corporate internet banking on BankingStack, Open's banking platform for banks.
Built for the specifics of group structures.
Generic banking platforms break when you have 12 subsidiaries, 6 currencies, 40 banking partners, and a treasurer who needs the answer in real time. Open is built around that complexity, not in spite of it.
- 01Multi-entity, multi-subsidiary, multi-currency — roll up to group, drill down to a single bank account. Entity-level views configurable per role.
- 02Custom approval matrices per entity, currency, amount band, vendor concentration. Configured in plain English, audited by your CISO.
- 03Bidirectional sync with SAP, Oracle Fusion, NetSuite — your books stay in your ERP, your live position stays in Open.
- 04Treasury at scale — 13-week forecast, FD laddering across banks, G-Sec and T-Bill allocation, FX hedging — all with board-approved policy guardrails.
- 05Auditor-grade trail by default — Big Four-ready audit packs export in minutes. Every read, every approval, every transfer timestamped and immutable.
The complexity tax, paid back.
Six workflows where the difference between Open and what you have today shows up most visibly. Treasurers, controllers, AP heads, CFOs — each gets the leg of the platform that was built around them.
Group cash,
one screen
40+ banks, multi-currency, multi-entity rolled into a single live position. 13-week forecast with 91% accuracy at horizon.
Month-end becomes month-live
Smart Statement tags every flow at landing. P&L, cash, working capital — always current. No reconciliation Mondays.
Three-way matched at scale
Vendor invoices OCRed at 97%, matched against PO and GRN, paid via the optimal rail. P2P from 14 days to 3.2.
Plain-English finance
Ask any number, any entity, any period. Compliance health score updated live. Auditor-ready by default.
RBI · SOC 2 · ISO 27001
India-resident, encrypted in transit + at rest, immutable audit trail, role-based access tied to your SSO and identity stack.
One-click audit pack
Every quarter's flows, approvals, and reclassifications exportable as a Big Four-ready file. No "we'll get back to you" calls.
Three of five top private banks. Many more enterprises.
Open's BankingStack powers the corporate internet banking platform for 3 of India's top 5 banks — chosen after multi-year evaluations against the international vendors they replaced. The same platform now serves the enterprises that bank with them.
- 01Years of integration depth with India's top private banks — direct APIs, escrow, CMS, virtual accounts, OLTAS.
- 02Chosen over the international incumbents in head-to-head evaluations at three top-five banks — picked for depth of capability, not commercials.
- 03Production at enterprise scale — ₹40B+ B2B payment volume annually, 12k+ peak payouts per minute, 99.97% success rate.
- 04Named CEO sponsor, quarterly business reviews, roadmap influence, escalation paths into engineering — the enterprise relationship you'd expect.
- 05Successor planning — every enterprise gets a deployment plan that survives team changes on either side. No "key person" dependencies.
Built for the depth.
Trusted at the scale.
If you're running 12 entities, 40 banks, multi-currency treasury, and an audit committee — Open is the platform built for that exact shape.