Growth-stage companies don't have time for month-end recon Mondays. Open gives mid-market CFOs the cash position, the GST compliance, and the working-capital intelligence they need — without the enterprise overhead. Plugs into Tally or Zoho in an afternoon.
You're past ₹100 Cr revenue. You have 4-6 entities, 8-15 banking relationships, a 4-person finance team, and a CFO who's also handling fundraising. The problems aren't the enterprise problems — they're the in-between problems nothing was built for.
Open doesn't sell on promised year-three ROI. These are the six outcomes our mid-market customers see in the first 90 days, on average — measured against their own pre-Open baseline.
All banks connected · every entity rolled up · the CFO knows the group cash position the moment she opens the laptop.
Every transaction tagged at source. AWS, Stripe, Razorpay, Zomato, payroll, GST — recognised at landing. No spreadsheet stage.
GSTR-1 + 3B drafted from Smart Statement, validated, paid from your current account, filed. Zero consultant back-and-forth.
The receivables agent chases the right customers, escalates on time, books promise-to-pay. Average drop: 17 days.
Invoice OCR → three-way match → approval → payment. Average cycle 14 days → 3.2 days. Working capital freed up.
Idle balance moved to overnight sweep, FD ladder, or liquid funds. Average yield uplift: +5.4% on idle corpus.
Four common mid-market shapes. Different industries, similar finance pain. Here's the typical setup we see — and the part Open changes once you're on it.
Finance team of three. Monthly close drags 5 days. Cash position lags reality by a week. On Open: month becomes month-live. Close drops to 1 day. Cash refreshes the moment a credit lands.
200+ B2B buyers on credit terms. Working capital trapped in receivables. Compliance burden across 6 GSTINs. On Open: AR aged live, agent chases ageing customers, DSO drops ~17 days — ₹4–6 Cr of working capital freed up.
D2C + GT + modern retail + exports. Multi-currency. CFO juggles fundraise prep with treasury, compliance, ad-spend ROI. On Open: 13-week forecast in one click. Marketing tagged by channel for live ROAS. Plain-English finance for the board deck.
CMS sub-accounts at branch level. Settlements vary by city tier. GST per GSTIN. Five-day month-end close. On Open: branch-wise rollup live, GST per GSTIN auto-prepared, audit committee meeting transforms in character.
Same platform three of India's top-five banks bank on — sized, priced, and onboarded for growth-stage CFOs.