Get Control and Visibility On Every Business Spends
Budgets & Policies
Set up budgets and cost-centre tracking for all cash and card expenses
Set spending limits and channels (ATM, POS, Online) based on business needs
Completely digital receipt submission and approval workflow for in-policy spends
Monitor all business spends at budget, team and employee level in real-time
Smart spending with Visa-powered expense cards
Empower your team with physical VISA cards for their business expenses. Set rules and limits on spending, track and approve business spends in real-time and seamlessly load cards from your connected bank accounts.
Virtual cards for online spends and SAAS subscriptions
Minimise business interruptions due to ad-hoc requests for the company credit card. Easily create virtual cards with smart controls for online purchases, subscription fees and other recurring spends.
Receipt collection and approval in real time
Achieve expense submissions with zero receipt-chasing. Empower employees to submit their receipts using WhatsApp or the Open dashboard. Track and approve spends in real time.
Easy and direct employee expense reimbursements
Save hours in reconciliation and cumbersome payroll calculations. Reimburse employees for out-of-pocket expenses directly from your connected bank accounts in a few clicks.
Consolidated insight to track business spends
Monitor expenses at individual, team and budget levels in real time. Get a consolidated view of all business spends, across cards, cash and out-of-pocket employee spends on one dashboard, with clear tagging to budgets and cost centres.
Automated expense reconciliation and reporting
Seamlessly sync expenses by connecting your accounting software with Open. Save hundreds of hours on month-end reporting with automated reconciliation. Download audit-ready expense reports, complete with verifiable receipts.