Most HRMS platforms today excel at managing employee data, onboarding, attendance, and payroll calculations. However, when it comes to payroll disbursal, the journey often ends with payslip generation.
Businesses often end up downloading salary files, logging into banking portals, and manually handling disbursements, which breaks the workflow and increases the risk of errors.
That’s where OPEN comes in. OPEN enables HRMS platforms to offer fully branded, hosted dashboards for salary disbursal and banking, without building or maintaining any banking infrastructure themselves.
Why Does It Matter for Your Platform and Users
India processes over ₹4.5 lakh crore in salary disbursals every month. Yet, most small and mid-sized businesses are still managing this process manually.
Payroll processing is not just another feature—it’s the final and most critical part of the payroll workflow. Adding this capability completes the loop for your users.
Here’s what it unlocks for your platform:
- As users can complete the entire payroll processing cycle within the platform, it will reduce the number of drop-offs.
- The ability to manage disbursals directly leads to increased time spent on the HRMS platform.
- A seamless payroll experience contributes to stronger customer retention and overall satisfaction.
- Integrating the payroll layer positions your HRMS platform as a comprehensive solution, differentiating it from competitors and adding significant value for your clients.
- It also provides a potential monetisation opportunity by offering payroll disbursal as a premium feature or within a higher pricing tier.
For your customers, it means fewer tools, fewer steps, and fewer errors..
Your customers will benefit from integrating OPEN’s payroll layer into your HRMS platform by –
- Gaining a real-time view of account balances from 16+ leading banks
- Seamlessly disbursing salaries to employees, contractors, or vendors
- Generating reports and tracking payouts automatically
- Not relying on file uploads or external banking tools for the payroll processing cycle
The Real Problem with Salary Disbursal Today
Manual work, outdated tools, and broken workflows—making payroll processing harder than it should be.
- Manual File Uploads
HR teams need to export salary files from their HRMS and manually upload them to their bank portals—introducing extra steps and room for error. - Outdated Bank Interfaces
Most banking platforms aren’t built for payroll. Bulk uploads are cumbersome, interfaces are hard to navigate, and there’s little help if something goes wrong. - No Real-Time Visibility
Businesses can’t view live account balances or track if payments have been processed, leading to guesswork and follow-ups. - Payment Failures
Errors, such as incorrect account numbers or insufficient balances, can cause transactions to fail, often without providing timely updates. - Fragmented Workflows
Teams juggle between the HRMS, emails, and bank portals just to complete payroll. It’s time-consuming and prone to slip-ups. - Employee Frustration
When salaries are delayed or misdirected, employees lose trust, and HR has to deal with the fallout.
Payroll Experience Branded for Your HRMS
When an HRMS platform partners with OPEN, we develop and host a payroll disbursal solution under their brand. By offering a native payroll processing experience, your HRMS platform can tap into a large and underserved need, becoming a more essential tool for growing companies.
Here’s how it works:
- We create a dashboard tailored to your platform’s branding
- You provide a redirect from your HRMS platform to this hosted dashboard
- Your customers authenticate and land on a secure interface
- They can connect multiple business bank accounts, view balances, and disburse salaries, without leaving your ecosystem.
It looks and feels like your product, but everything under the hood is built and maintained by OPEN.
It Goes Beyond Just Salary Disbursal
While salaries are the primary use case, the hosted dashboard is designed to handle more:
- One-time reimbursements and bonus payouts
Employees can receive travel reimbursements, bonuses, or incentives without delays, right through the same dashboard. - Contractor and vendor disbursements
Whether it’s monthly payments to freelancers or recurring vendor invoices, businesses can manage all their payouts from a single interface. - Real-time visibility across all linked business accounts
Users can view balances across multiple bank accounts in real-time, helping them make better payout decisions instantly.
This transforms your HRMS into more than just an HR tool—it becomes a lightweight finance layer that supports your users’ broader payout workflows. All of this, without adding complexity or development overhead to your platform.
Enable Payroll Disbursal Without Development Effort
The entire solution is pre-built and hosted by OPEN. Your engineering team doesn’t need to develop, integrate, or maintain anything.
Here’s what the process looks like:
- We set up a co-branded hosted dashboard with your branding
- You link it from your HRMS platform (as a simple redirect)
- Your users sign up, connect accounts, and start disbursing salaries
It’s a complete solution that you can launch in weeks, not months.
Make Payroll a Competitive Advantage
HRMS platforms are rapidly evolving—and so are user expectations. Payroll processing isn’t complete until salaries and payouts are disbursed.
With OPEN’s fully hosted and white-labelled dashboard, you can deliver that end-to-end experience—seamlessly and securely. No development work, no maintenance – just more value for your users and a new edge for your product.
Would you like to offer this on your HRMS? Let’s set it up—talk to our team today.
