Every bank
account, one screen.
Connect every current, OD, escrow, and FD account you hold — across 40+ Indian banks — to one platform. See live balances, run payouts, search statements, and reconcile everything from a single workspace.
Connect once. Work with every bank.
Connect each bank account in one onboarding. From the moment a balance moves, Open knows — no nightly batch, no per-bank integration, no separate logins.
- 01Live balances refreshed continuously across every account, every entity, every bank — never a nightly batch.
- 02Statement history searchable in plain English: "show all USD wires > $10,000 last quarter, across all entities."
- 03Built for groups — multi-entity, multi-currency, multi-subsidiary. Roll up or drill down without leaving the screen.
- 04Bank-grade connections — direct API integrations with every major Indian bank. RBI-compliant, encrypted end to end, no screen-scraping.
- 05Every account, every transaction flows into Smart Statement as the single source of truth for everything else.
Every account your treasury holds.
Open isn't only "current accounts." Connect your entire balance-sheet of bank relationships — operating, working-capital, escrow, treasury, and international — and see them as one consolidated picture.
Current accounts
across every bank.
The day-to-day workhorses. Every payable, every receivable, every cash movement, on the same screen.
OD, CC, working-capital loans.
See utilisation against sanction in real time. Move between drawdown accounts with one click.
FDs, sweeps, treasury bills.
Yields, maturities, laddering — every instrument you hold, surfaced as live treasury intelligence.
Multi-party
escrow holding.
Vendor pools, marketplace settlements, regulator-mandated escrows — segregated by design.
Cash management sub-accounts.
Virtual accounts for collections, GST sub-accounts, branch-wise rollups — every CMS structure mapped.
Nostro, vostro, USD & multi-CCY.
HSBC, Standard Chartered, Citi — your global accounts join the same consolidated view.
Connection rails built
for enterprise scale.
Three years building direct API integrations with India's largest private banks. SOC 2 Type II, ISO 27001, RBI-licensed, India-resident.
- 01Direct API integrations with India's largest banks — years of integration depth, not screen-scraping, not nightly batches.
- 02Read-only by design — consent-based, encrypted, you control what we see and for how long. Revoke any time.
- 03Resilient by design — redundant connection paths so a single dip never takes the dashboard down.
- 04Encryption in transit (TLS 1.3) and at rest (AES-256). Every credential vaulted. Zero plaintext storage.
- 05Full audit trail of every read, every refresh, every credential rotation — for your auditor, for your CISO.
We read, you authorise. Multi-bank connectivity is a read consent — balances and statements only. Payments are a separate, supervised flow with maker-checker approvals.
Stop logging into 40 portals.
Start running one.
See every account across every Indian bank, live, on one screen — with the audit trail your CFO and your auditor both want.