Treasury

Every rupee,
working.

See your real cash position across every account and entity in real time. Move idle funds into sweeps, FDs, and treasury instruments with one click. Forecast 13 weeks ahead with AI that learns from your actual cash flow — not your template.

13-week forecast 91% acc.
Closing position · Sep 2026
₹4,218 Cr
▲ Idle ₹284 Cr · earning 7.2%
12 entities · auto-swept Live
Sweep executed · ₹24 Cr → FDTreasury agent · Yes Bank · 7.4%
13-week forecast · Live
91% acc.
Closing position · Sep 2026
₹4,218.4 Cr
▲ ₹284 Cr idle · earning 7.2% p.a.
Operating · 40 banks
live across 6 entities
₹2,847 Cr
OP
FD · laddered
30/60/90/180/365d
₹1,084 Cr
7.4%
Sweep · overnight
auto-managed
₹248 Cr
5.8%
Liquid MF
ultra short duration
₹38 Cr
6.1%
Cash position 4 weeks out?
₹3,128 Cr projected · 94% confidence band ±₹84 Cr.
LIVE OPEN AGENT · v2.4

Forecast that learns from you.

Most forecast tools ask you to maintain a model. Open's forecast reads from your actual cash patterns — tagged at source in Smart Statement — and improves week over week. Your treasurer reviews; the model does the modelling.

  • 01Pattern-aware. Learns your true inflow rhythm — payroll-week dips, GST-cycle outflows, marketplace-settlement bumps, festive demand cycles.
  • 02Counter-party intelligence. Knows your top 100 vendors and customers — when they pay, when they collect, how they vary.
  • 03Scenario layers — base, optimistic, stressed. Sensitivity sliders for collections delay, FX shock, customer concentration.
  • 0413-week, 26-week, 52-week views. Same engine, longer horizons get wider confidence bands.
  • 05Variance tracker. Every prediction is graded weekly — the model tells you where it's getting better and where it's still uncertain.
91%
forecast accuracy at 13-week horizon
96%
accuracy at 4-week horizon
Weekly
model retraining on your actual flow
Forecast accuracy · Q4 2025 retrospective ✦ Live
Week 1 forecast ₹284.2 Cr 96.4%
Week 4 forecast ₹312.8 Cr 94.1%
Week 8 forecast ₹398.4 Cr 92.7%
Week 13 forecast ₹484.2 Cr 91.2%
Best in industry: 76% at 13w. Open's 91% comes from learning your specific flow — not a generic template.

Every idle rupee, earning.

Open's treasury agent moves idle cash into yield-generating instruments — overnight sweeps, FD laddering, treasury bills — and pulls it back the moment a payable needs it. Yield without surprises.

Sweeps

Overnight + flexi

Idle balances above your operating buffer auto-swept to FD overnight. Pulled back before any debit clears.

FD Laddering

Staggered maturity

Ladder across 30/60/90/180/365-day tenors. One always maturing, one always at peak yield.

G-Secs · T-Bills

Sovereign yield

For corporates with mandates that allow government securities — 91-day, 182-day, 364-day T-bills auto-allocated.

Liquid funds

Mutual fund treasury

Liquid + ultra-short-duration funds for the corporate corpus. Same-day redemption, instant visibility.

FX hedging

USD · EUR forwards

For export-facing entities — forward contracts via your bank, monitored in real time, marked-to-market live.

Policy guardrails

Mandate compliant

Every allocation respects your investment policy — counterparty limits, instrument restrictions, board-approved ceilings.

Real cash. Real time.

Not last week's bank reconciliation. Not last night's snapshot. Open's treasury view is the live position — every account, every entity, every committed flow — reading directly from Smart Statement.

  • 01Cross-entity, cross-bank, cross-currency live cash visibility — roll up to group, drill down to entity, sub-entity, account.
  • 02Committed-flow view — pending payouts, signed contracts, recurring vendor invoices factored into "available" balance, not just "current."
  • 03Counterparty concentration. Live alerts when receivables from one customer exceed your policy threshold.
  • 04Currency overlay — see the group position in INR, USD, or any base currency with live FX marks.
  • 05Audit-grade history — every snapshot retained, every reclassification logged, every transfer traceable.
Group treasury · live · 12 entities ✦ 4s ago
TOTAL GROUP LIQUIDITY
₹4,218.4 Cr
+₹84.2 L today across all entities
Operating · 40 banks ₹2,84,21,40,332
FD · laddered ₹1,08,42,00,000
Sweep · overnight ₹24,81,40,000
Liquid funds · MF ₹0.84 Cr
USD · int'l receipts $1,84,210
BLENDED YIELD +6.84%
✦ Treasury

Every rupee, working.

Live position, AI-grade forecasts, automated yield placement — with policy guardrails your board signs off on.

View as
HUMAN AGENT