Introduction
This Cookies Policy explains how Open Financial Technologies Private Limited ("Open", "We", "Us") uses cookies and similar technologies when You visit the Open Platform — including our website, web app, and mobile experiences.
By continuing to browse or use the Platform, You agree to the use of cookies as described here. If You do not accept the use of cookies, You should adjust Your browser settings or stop using the Platform.
What are cookies?
Cookies are small text files placed on Your device when You visit a website. They are widely used to make websites function, to enable security, and to give the operator information about how the site is used.
We use both first-party cookies (set by Open directly) andthird-party cookies (set by trusted analytics, security, and performance partners on Our behalf).
Categories of cookies We use
Strictly necessary cookies
Required for the Platform to function — including login state, session authentication, security, fraud prevention, and load balancing. The Platform cannot operate without these cookies.
Performance & analytics cookies
Help Us understand how Users interact with the Platform — which pages are visited, what flows succeed or fail, where performance can improve. All analytics data is aggregated and pseudonymised.
Attribution cookies
To learn which source brought a visitor to Open (for example a search result, a link or a campaign), we set cookies on open.money and its subdomains, including our blog and web app: om_attr (the first source, kept 90 days), om_attr_last(the most recent external source, kept 90 days) and open_attribution_v1(campaign parameters from the link, kept 90 days). They hold only the campaign source and medium, the referring website's name, the first page visited and the time of that visit. They contain no name, email address or other personal data. When You submit one of our forms, these values are sent with it so that We know where the enquiry came from.
Functional cookies
Remember Your preferences — language, region, dashboard layouts, recently viewed accounts. These cookies improve Your experience but the Platform will still function without them.
Security & risk cookies
Used by Our fraud-detection and risk-management systems to verify legitimate Users, detect anomalous activity, and enforce session integrity for high-value operations such as payments.
Third-party cookies
We work with a small set of trusted vendors for analytics (e.g. Google Analytics), performance monitoring, and fraud prevention. Each vendor processes data in accordance with their own privacy and cookie policies, and We take contractual and technical measures to limit what they may see.
Managing your cookies
On open.money, performance & analytics cookies are set as described in this notice. We do not set advertising cookies on this website. Strictly necessary cookies are always set.
Most browsers let You view, manage, and delete cookies through their settings. You may also block all cookies, or only certain types. Please note that disabling strictly necessary cookies may impair Your ability to use parts of the Platform — for example, authentication or payments.
For specific browser instructions, refer to the help documentation of:
- Google Chrome
- Mozilla Firefox
- Apple Safari
- Microsoft Edge
Changes to this policy
We may update this Cookies Policy from time to time to reflect changes in technology, regulation, or Our practices. The most current version will always be available on this page. Please review it periodically.
Contact
For questions about this Cookies Policy, write todpo@open.money.