Every channel.
Every settlement. Three-way matched.
Online marketplaces, offline POS, quick commerce, your own site, COD collections, multi-state GST — every settlement reconciled in real time. Catch refund credits and TCS leaks before they become margin drift.
Where retail money actually leaks.
Marketplace commissions, missing refund credits, TCS that piles up in 2A but never gets claimed, COD remittances split across acquirers. Open's substrate catches every gap at source.
- 01Marketplace settlement recon — Amazon, Flipkart, Nykaa, Myntra, Meesho, Ajio. Gross → deductions → expected → bank credit, matched by order ID, every cycle.
- 02PG layer reconciled too — Razorpay, Cashfree, PayU, Stripe — every transaction matched to bank credit. MDR auto-deducted. Refunds tracked.
- 03TCS auto-claimed from marketplace settlements. Section 52 deductions reconciled against your GSTR-2A monthly. Stop leaving credits on the table.
- 04Multi-state GST per state per GSTIN. CGST/SGST/IGST split correctly per ship-from / ship-to state. Compliance health score across every state.
- 05COD remittance — Delhivery, Shiprocket, Bluedart, eKart — auto-matched. Forward / RTO ratios tracked. Per-order P&L on the day the shipment lands.
Every retail workflow. Native.
Built around the way retail money actually flows — multi-channel, multi-state, multi-rail. Every workflow your team used to run in spreadsheets, native to your banking screen.
3-way at order level
Gross-net-bank reconciled by order ID, every settlement cycle. Amazon, Flipkart, Nykaa, Myntra, Meesho — all native.
Acquirer ↔ bank
Razorpay, Cashfree, PineLabs, Mswipe — every swipe matched to bank credit. MDR tracked. Chargebacks logged.
Settlement cycles
Blinkit, Zepto, BB Now, Instamart — quick-commerce-aware T+1 to T+3 cycles. Recon Friday night.
Forward / RTO
Delhivery, Shiprocket, Bluedart — auto-matched. RTO ratios tracked. Per-SKU economics surface.
CGST / SGST / IGST
Auto-split by ship-from / ship-to. GSTR-1 / 3B / 9 filed per state. Compliance health score live.
Working capital
Settlement-aware OD lines. Drawdown automatic against receivables. Repaid on settlement.
Channels in. Margins out.
Every channel, every cycle, every settlement — three-way matched. Stop reconciling on weekends.