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Legal & Compliance

Lending referral partners

RBI digital lending guidelines · regulatory disclosure

Open Financial Technologies Private Limited refers loan products from the following regulated lenders and NBFCs. This disclosure is published in accordance with the Reserve Bank of India’s digital lending guidelines.

Open is not a lender. Open does not underwrite, disburse, or service the loans listed below. The lending entities below are independently regulated by the Reserve Bank of India and are responsible for the products, terms, KYC, and servicing of the loans they offer.

Our referral partners

FlexiLoans
FlexiLoans
Lendingkart
Lendingkart
Indifi
Indifi
Godrej Finance
Godrej Finance
Protium
Protium
Poonawalla Fincorp
Poonawalla Fincorp

Important notes

  • Open is a referral partner only. When you apply for a loan through Open’s platform, your application is submitted to one or more of the lenders listed above. The lender independently underwrites your application and decides on approval, loan amount, interest rate, tenure, and other terms.
  • Pre-disbursal disclosures. Before any loan is disbursed, the partner lender will share a Key Fact Statement (KFS) that includes the all-in cost of credit, all charges, and recovery terms in line with RBI’s digital lending norms.
  • Grievances. For any grievance related to a referral, contact Open at letstalk@open.money or refer to our Grievance Policy. For grievances about the loan itself (terms, EMI, recovery, customer service), contact the partner lender directly.
  • Updates. This list is maintained as Open’s active lending referral partnerships change. The version shown above reflects the partnerships in force as of the page’s last update.

Last updated: 2026-06-15

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Connect current accounts across 40+ Indian banks. Balances, statements and payments — in your dashboard, your ERP or your own systems.

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  • AICPA SOCOur controls are independently audited against the AICPA Trust Services Criteria for security, availability and confidentiality.
  • GDPRPersonal data is collected, processed and stored in line with the EU General Data Protection Regulation.
  • RBI guidelinesWe follow the Reserve Bank of India’s guidelines for payments and data security, including storing payment data in India.
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