NEFT, RTGS, IMPS, UPI, international wires — one composer, one approval chain, every rail. Push through the bank that's fastest, cheapest, or most resilient — the routing engine picks the right rail in real time.
Compose one payment or a 10,000-line bulk file. The composer is the same — line-level validation, custom approval matrix, lowest-cost routing, audit trail attached at the moment of authorisation.
Domestic, cross-border, instant, scheduled — Open's rail support is exhaustive by design. Switch between them inside one workflow.
Real-time gross settlement for high-value transfers. NEFT for bulk vendor disbursements. Routed via the bank with the lowest charges in the moment.
24×7 instant settlement for sub-₹5L payouts. UPI for B2B disbursements where the recipient has a VPA.
USD, EUR, GBP, SGD, AED — full FX rate quotes pre-auth, beneficiary screening, FIRC paperwork generated.
GST, TDS, advance tax, ESI, PF — paid directly from your current account through the bank's OLTAS link.
Disburse to RuPay debit cards instantly. Used for marketplace refunds, gig-worker payouts, cashback programs.
Letters of credit and bank guarantees initiated from the platform, status visible through the bank API where supported.
Payments are the one place we keep the agent on a leash. Bulk uploads, recon, drafting filings, chasing receivables — all autonomous. The final click on a transfer stays with you and your approval matrix.
Agents propose. You authorise. Bulk payouts are pre-drafted by the agent — validated, routed, screened. The final click stays with your matrix.
From a single ₹5,000 NEFT to a 12,000-line vendor batch — same composer, same approval chain, same audit trail.