The substrate everything else reads from. Every bank transaction auto-tagged the moment it lands — by source, category, entity — across every bank you hold. Recon, AR/AP, compliance, treasury are emergent layers on top.
Every bank transaction lands as a row in your statement. Smart Statement looks at the description, the counterparty, the amount, the date, the entity — and 40+ source-specific signals — and assigns the right tag at the moment of landing.
Smart Statement is the foundation. Every other product on Open reads from it. The cleaner the substrate, the sharper everything above it gets.
PG ↔ marketplace ↔ bank matched continuously. Variance surfaces before month-end — when you can still investigate.
Inbound credits matched to invoices automatically. Promise-to-pay tracked. DSO trending live, not retrospectively.
Outbound debits matched to vendor invoices. Three-way match with PO and GRN. Audit-ready.
Every taxable transaction tagged. GSTR-1 / 3B / 9 drafts auto-prepared from the substrate. ITC mismatches caught at source.
Tagged statement + ERP + AR/AP + payroll = unified financial position. Real-time, queryable in plain English.
13-week cash forecast learns from your tagged outflow + inflow pattern. Accuracy compounds over time.
Most banking software lets you label a transaction after the fact. Smart Statement understands what the transaction is at the moment it lands — and lets every downstream layer reason about it.
Every other product on Open reads from Smart Statement. Get it right at source, and every downstream workflow gets it right for free.