Smart Ledger

Every signal.
One ledger.

Bank statements, ERP entries, AR / AP records, GST & TDS data, payroll, marketplace settlements — every financial signal flows into one intelligent ledger. Real-time financial position. Bidirectional sync with Tally, Zoho, NetSuite.

Smart Ledger · Live Q1 26
Net Margin · 12 entities
+₹9.49 Cr
▲ 36.4% net margin
40+ data sources Live
ERP synced just nowTally · Zoho · NetSuite · live
Q1 live · 12 entities
Net 36.4%
Net margin · Q1 2026
+₹9.49 Cr
▲ 36.4% margin · best quarter
Marketplace · 4 channels
Stripe · Razorpay · PG
+₹18.42 Cr
REV
Direct sales · invoiced
412 invoices · 86 clients
+₹6.84 Cr
REV
COGS · materials
fulfilment + freight
−₹8.21 Cr
COGS
Payroll · 412 emp.
Darwinbox · monthly
−₹4.62 Cr
OPEX
SaaS · marketing
+ logistics + cloud
−₹3.78 Cr
OPEX
Marketing spend last quarter?
₹6.84 Cr across 12 entities · Meta 42% · Google 28%.
LIVE OPEN AGENT · v2.4

Forty data sources. One position.

Smart Ledger reads from every signal that touches your money — and writes back to your ERP. Your books stay in Tally, Zoho, or NetSuite. Your insights stay live, in Open.

  • 01Every financial signal unified — statements, ERP, AR/AP, GST/TDS, payroll, marketplace — refreshed the moment any source updates.
  • 02Bidirectional ERP sync — Open reads from and writes to Tally Prime, Zoho Books, NetSuite, SAP B1. Your books stay consistent across every system.
  • 03Real-time P&L — see revenue, costs, margins, cash the moment data updates. No month-end lag, no reconciliation Mondays.
  • 04Natural-language queries — "what did marketing spend last quarter across all entities?" The agent answers across your ledger, with sources cited.
  • 05The foundation everything else reads from — recon, AR/AP, compliance, treasury all consult Smart Ledger as the single source of truth.
Live
unified position, refreshed continuously
40+
data sources unified into one ledger
Plain English
query any number, any entity, any period
Live position · Q1 2026 · 12 entities ✦ AI
Revenue
Marketplace · 4 channels+₹18.42 Cr
Direct sales · invoiced+₹6.84 Cr
Other income+₹0.42 Cr
Cost of Revenue
COGS · materials, fulfilment−₹8.21 Cr
Cloud infra · AWS, GCP−₹0.84 Cr
Operating Expenses
Payroll · 412 employees−₹4.62 Cr
SaaS · marketing · logistics−₹2.94 Cr
Net Margin+₹9.49 Cr · 36.4%
Sync · Tally · Zoho · NetSuiteAsk the agent →

Every signal that touches your money.

Open's connectors are exhaustive by design — bank, marketplace, ERP, tax, payroll, expense. Each one stays current. Each one writes its tag and its amount into the same ledger.

Banking

40+ banks · direct connection

Every account, every entity, every currency — current, OD, escrow, FD, international. Live, not nightly.

ERP · Books

Tally · Zoho · NetSuite · SAP

Bidirectional. Read your existing ledger, write back agreed entries. Your books stay in your ERP — your insight stays in Open.

Marketplace

Stripe · Razorpay · PG settlements

Every gross, deduction, refund, fee — pulled at source and matched to bank credit in real time.

Statutory

GST · TDS · ROC · OLTAS

GSTR-2A/2B mirrors, TDS deductions, ROC filings. Tax intelligence flows in, doesn't sit in a silo.

People

Payroll · expense · spend cards

Darwinbox, Razorpay X Payroll, Brex-style corporate cards — every payable touchpoint to your team.

Documents

Invoices · POs · GRNs · contracts

OCR-extracted, matched, and reconciled to ledger entries. Audit trail goes back to the source PDF.

Ask the ledger.
In English.

Smart Ledger speaks the language of your finance team — not SQL, not Excel formulas. Ask the question the way you'd ask a senior analyst. Get the answer the way you'd want it written up.

Ask the agent ✦ Live
"What did marketing spend last quarter across all entities, broken down by channel?"
Marketing spend Q1 2026 · ₹6.84 Cr across 12 entities. Up +22% vs Q4 2025.
Meta · Instagram + FB₹2.84 Cr · 42%
Google · search + display₹1.92 Cr · 28%
Influencer · creator network₹1.08 Cr · 16%
Events · brand · trade₹0.62 Cr · 9%
Print · OOH · radio₹0.38 Cr · 5%
Sources: 412 transactions · 6 ledger accounts · 3 ERP entities · cited
  • 01Ask any question in plain English — across any entity, any period, any dimension. The agent maps your phrasing to ledger semantics.
  • 02Every answer carries its sources — transactions, ledger entries, supporting documents. Cite-and-defend by default.
  • 03Follow-ups remember context — "compare to last year" works the way it would with a human analyst.
  • 04Save any answer as a live tile — pin it to your dashboard, schedule it to your inbox, share with your auditor.
  • 05Plain English in. CFO-grade summary out. No SQL, no pivot tables, no formula language.
✦ Smart Ledger

One signal in. One position out.

Every account, every invoice, every filing, every entry — unified into one live ledger your CFO can act on and your auditor can audit.

View as
HUMAN AGENT