For Real Estate

Project-grade escrow. RERA-compliant by default.

70% RERA escrow mandates, milestone-based collections, project-wise P&L, construction loan disbursement, multi-project consolidation. Open is built around the way real estate money actually flows.

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Project escrow · 8 projects RERA
Total RERA corpus · across projects
₹248 Cr
▲ ₹12.4 Cr collected this week
HDFC · Axis trust Active
Milestone released · ₹4.2 CrWhitefield project · structural complete
Project escrow · 8 projects · live
RERA
Total RERA corpus · across projects
₹2,48,42,18,000
▲ ₹12.4 Cr collected this week
Whitefield · 248 units
70% escrow trust
₹84,42,00,000
ACTIVE
Koramangala · 64 units
70% escrow · HDFC trust
₹62,18,40,000
ACTIVE
Bellandur · 412 units
70% escrow · Axis trust
₹48,24,80,000
ACTIVE
HSR Layout · 128 units
70% escrow trust
₹28,42,18,000
MILESTONE
Electronic City · 84 units
70% escrow · SBI trust
₹24,84,00,000
ACTIVE
Which project is closest to handover?
Whitefield · 82% disbursed · final OC milestone in 38 days.
LIVE OPEN AGENT · v2.4
I. Built around RERA

Every rupee. Project-tagged.

Real estate's hardest finance problem is that money has to stay project-segregated all the way from collection to disbursement. Open's escrow + ledger handles this natively.

  • 0170% RERA escrow — bank-level segregated trust accounts per project. Withdrawals require the RERA-mandated architect + CA certificate. Every release timestamped.
  • 02Milestone-based collections — customer pays in tranches tied to construction milestones. Each tranche auto-reconciled against the bank credit + project ledger.
  • 03Project-wise P&L — every cost coded to a project. Land, approvals, construction, marketing, finance — all consolidated and rolled up to group.
  • 04Construction loan management — loan drawdown tied to GRN-equivalent (work-done certificates). Repayment scheduled per milestone collection pattern.
  • 05Customer collections — booking amount, EMI, possession, registration — every collection tagged to unit + customer + milestone. Receivables aged by unit.
100%
RERA-compliant segregation by default
8 projects
average per enterprise developer customer
Per project
P&L · cash position · receivables ageing
Project escrow · 5 of 8 shown ✦ RERA-compliant
Whitefield Phase 2
248 units · 82% disbursed
₹84.4 Cr 82%
Koramangala Tower
64 units · 68% disbursed
₹62.2 Cr 68%
Bellandur Greens
412 units · 54% disbursed
₹48.2 Cr 54%
HSR Aurora
128 units · 41% disbursed
₹28.4 Cr 41%
Electronic City Heights
84 units · 28% disbursed
₹24.8 Cr 28%
II. Six workflows for builders

Built around the project lifecycle.

From land acquisition to handover, every workflow real estate finance teams run — native to your banking screen.

RERA escrow

Bank-level segregation

Each project's 70% corpus in legally segregated trust at HDFC / Axis / Axis. Withdrawals require architect + CA certificate.

Milestone collections

Customer EMI cycles

Booking, slab-by-slab construction, possession, registration. Each tranche reconciled against bank + ledger.

Project-wise P&L

Every cost tagged

Land, approvals, construction, marketing, finance — coded to the project. Roll up to group on demand.

Construction loans

Drawdown intelligence

Loan disbursed against work-done certificates. Repayment scheduled per milestone collection. Cash flow modelled.

Customer ledger

Unit-level receivables

Every customer's ledger tracked unit-by-unit. EMI ageing. Possession-eligible status. Default risk flagged.

Treasury

Idle corpus + yield

Escrow corpus parked in liquid funds / FDs (where RERA permits). Yield optimised. Withdrawal-on-demand preserved.

✦ For Real Estate

Project-grade escrow.
Group-level visibility.

RERA-compliant by default · milestone-aware collections · construction loan intelligence — all in one banking screen.

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