Free tools for finance teams
Built for CFOs, controllers and treasury managers who work across many banks. They run in your browser: nothing you enter is sent anywhere.
Bank time savings calculator
Work out the hours your finance team spends on bank logins, payouts and statements, and what connecting your banks to your ERP would save.
Open the toolMulti-bank cash position and statement merger
See one consolidated cash position across every bank, or merge CSV statements from different banks into one searchable statement. Runs in your browser.
Open the toolIdle cash calculator
Enter the average balance and interest rate at each bank to see how much more you could earn by moving surplus cash to an FD, sweep or liquid fund.
Open the toolPayment approval matrix generator
Build a payment approval matrix by amount and approver, with maker-checker rules built in, then download it as a spreadsheet or print it as a PDF.
Open the toolBank statement PDF to Excel converter
Convert PDF bank statements from SBI, HDFC, ICICI, Axis, Kotak and more to Excel or CSV. Merge accounts and check every balance. Runs in your browser.
Open the toolMSME 45-day payment tracker
See which MSME supplier invoices are overdue under the 45-day rule, the expense disallowed under Section 43B(h) and the interest owed under the MSMED Act.
Open the toolIFSC code finder
Find the IFSC, MICR and address of any bank branch in India and check NEFT, RTGS, IMPS and UPI support. Search by bank and branch, or by state and district.
Open the toolBulk payment file generator
Turn a payee list into a bulk NEFT, RTGS or IMPS upload file for your bank. Checks every IFSC, account number, amount and mode before you upload.
Open the toolTDS calculator and rate chart
Work out TDS on contractor, professional, rent, commission, interest and purchase payments for FY 2026-27, with the rate chart under the Income-tax Act, 2025.
Open the toolAdvance tax calculator
Estimate your advance tax for FY 2026-27 and see what to pay by 15 June, 15 September, 15 December and 15 March. For individuals, companies and firms.
Open the toolDSO calculator
Work out days sales outstanding two ways, simple and countback, plus the days beyond your terms and the cash each day of collections is worth.
Open the toolDPO calculator
Calculate days payable outstanding on your purchases or cost of goods sold, compare it with supplier terms and see what each day of payment time is worth.
Open the toolCash conversion cycle calculator
Find your cash conversion cycle in days from receivables, inventory and payables, and the cash that sits in the cycle for every day it lasts.
Open the toolAccounts receivable turnover calculator
Calculate your receivables turnover ratio and days to collect from credit sales and average receivables, and see the cash tied up in overdue invoices.
Open the toolNet revenue retention calculator
Measure net and gross revenue retention from your starting recurring revenue, expansion, contraction and churn, for a month, quarter or year.
Open the toolWorking capital calculator
Calculate working capital, the current ratio, the quick ratio and non-cash working capital from your balance sheet's current assets and liabilities.
Open the toolChurn rate calculator
See the share of customers and revenue you lose each period, net revenue churn after expansion, and what the same rate adds up to over a year.
Open the toolSaaS magic number calculator
Measure sales efficiency as the annualised revenue added for each rupee of last quarter's sales and marketing spend.
Open the toolBreak-even calculator
Find the number of units and the revenue where sales cover your fixed and variable costs, plus the units needed for a target profit.
Open the toolBurn rate and runway calculator
Work out gross burn, net burn and how many months of runway your cash gives you at your current monthly spend and receipts.
Open the toolAgentic skills for finance teams
Free, open skills for AI agents: invoices, GST, TDS, month-end close, expenses and cash.
Browse the skillsBlog
Product updates, fintech guides and CFO office resources.
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Bring your banks together. Get more done.
Connect your current accounts and start using Open through your dashboard, ERP or internal systems.