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Every bank.One balance.

Link every current, OD, escrow and FD account across 40+ Indian banks — then see, search and pay from a single screen.

Group treasury
Synced 12s ago
Consolidated balance
₹28,47,39,21,184
▲ ₹84.2 L todayacross 24 accounts · 4 currencies
HDFC Bank
HDFC Bank
Current ··4821
₹482.61 Cr
ICICI Bank
ICICI Bank
OD ··0937
₹318.40 Cr
State Bank of India
State Bank of India
Collections ··1180
₹406.19 Cr
Axis Bank
Axis Bank
Current ··6604
₹221.09 Cr
Kotak Mahindra Bank
Kotak Mahindra Bank
Escrow ··2291
₹196.72 Cr
Standard Chartered
Standard Chartered
USD Nostro ··7702
₹352.14 Cr
HSBC
HSBC
Current ··3315
₹274.56 Cr
YES Bank
YES Bank
FD 7.4% ··5520
₹150.00 Cr
IDFC FIRST Bank
IDFC FIRST Bank
Current ··8843
₹263.86 Cr
Deutsche Bank
Deutsche Bank
Current ··1406
₹181.81 Cr

Works with the banks you already bank with.

40+ banks on the platform — public, private and foreign.

  • HDFC BankHDFC Bank
  • ICICI BankICICI Bank
  • State Bank of IndiaState Bank of India
  • Axis BankAxis Bank
  • Kotak Mahindra BankKotak Mahindra Bank
  • Standard CharteredStandard Chartered
  • HSBCHSBC
  • YES BankYES Bank
  • IDFC FIRST BankIDFC FIRST Bank
  • Deutsche BankDeutsche Bank
  • + 30 more
01The old way

40 portals.
40 passwords.
40 OTPs.

Most finance teams still log into every bank, one by one, to answer a simple question: how much cash do we have?

Open · Connected Banking Live
One login.
Every bank.
1
login
40+
banks
0
OTP hunts
HDFC BankICICI BankState Bank of IndiaAxis BankKotak Mahindra BankStandard CharteredHSBCYES BankIDFC FIRST BankDeutsche Bank
02How it works

Connect once. Work with every bank.

One onboarding links your accounts through each bank's own APIs. No screen-scraping, no nightly batch, no per-bank integration project.

Live balances

Every balance, live — not last night's batch.

Current, OD, escrow, CMS, FD and nostro accounts refresh straight from each bank's API. One click refreshes all of them.

  • Median refresh in 12 seconds
  • Group, entity or account views
  • Balance report in Excel or CSV
One statement

One statement for every account. Ask it anything.

Transactions from every bank land in one place, tagged and categorised. Search in plain English instead of downloading 40 PDFs.

  • Consolidated statement across all accounts
  • Auto-categorised, re-taggable
  • Today, 7 days, quarter or FY in one click
Payments

Pay from any bank, with the controls your auditors want.

Initiate NEFT, RTGS and IMPS from any connected account. Maker-checker and amount-based approval policies come along for every rupee.

  • Multi-level approvals by amount
  • Beneficiaries verified before transfer
  • Bulk payouts from a single file
Cash flow

See where cash is, where it's going, and where it's piling up.

Inflows, outflows, days cash on hand and bank concentration — computed daily across every entity, with policy limits that flag themselves.

  • Weekly and daily cash position
  • Bank concentration against your limits
  • Large-transaction exception reports
Tally & ERP

Your books update themselves.

Two-way sync with TallyPrime, SAP, Oracle NetSuite, Microsoft Dynamics, Zoho and more. Payments post back as vouchers the moment they clear.

  • Ledgers and vouchers sync both ways
  • REST API and webhooks
  • Slack, Teams and WhatsApp alerts
03Instant refresh

One click. Every account, refreshed.

Battle-tested at AMC scale. One of India's largest AMCs refreshes 1,000+ accounts across its banking partners — in a single click.

04ERP plugins

Your ERP, talking to every bank.

Install the Open plugin in TallyPrime, SAP, NetSuite, Business Central or the ERP you already run.

Open connects it to every bank you use — through each bank’s own APIs, with one onboarding.

Balances and statements come in. Payments go out. Your team works in the ERP — and never needs to open another dashboard.

05ChatGPT & Claude

Ask your banks. Right from your chat.

Turn on the Open connector in ChatGPT or Claude, then ask about balances, payments and charges across every connected bank — in plain language, in one window.

  1. “What’s my total balance across all my banks?”
  2. “Show me all payments received from Raghu.”
  3. “How much have I paid in bank charges over the last two months?”
In Claude
Settings → Connectors → switch on Open
In ChatGPT
Plugins → search Open → connect
06Account coverage

Every account your treasury holds.

Not just current accounts. Credit lines, deposits, escrow, CMS and foreign-currency accounts sit side by side, in one view.

Current

Operating accounts

Current accounts across every entity and bank, with live and available balances.

HDFC Bank
HDFC Current
₹482.6 Cr
ICICI Bank
ICICI Current
₹318.4 Cr
State Bank of India
SBI Current
₹406.2 Cr
Axis Bank
Axis Current
₹221.1 Cr
OD · CC · WC

Credit lines

OD, CC and WC limits with drawn vs. available, at a glance.

Drawn ₹18.4 CrLimit ₹30 Cr
₹11.6 Cr available
FD · Sweeps

Treasury & deposits

FDs, sweeps and maturities tracked to the day.

Nov
Jan
Mar
Jun
Sep
Escrow

Escrow

Multi-party escrow balances with release history.

BBuyer
EEscrow
SSeller
USD · EUR · GBP

International

Nostro and foreign-currency accounts in their own currency and INR.

USD$1,84,210₹1.54 Cr
EUR€62,400₹56.9 L
GBP£28,950₹31.2 L
CMS

Collections & CMS

Virtual and sub-accounts under your cash management programme, rolled up to the master account automatically.

Master account
₹40.6 Cr
North · VA-0192
₹9.8 Cr
South · VA-0193
₹12.1 Cr
West · VA-0194
₹11.4 Cr
East · VA-0195
₹7.3 Cr
07Who it’s for

For whoever owns the money question.

One number you can trust at 9 a.m.

Group-wide liquidity across every entity and bank, without waiting for someone to stitch together spreadsheets.

  • Consolidated position by entity, bank and currency
  • Approval policies that match your delegation matrix
  • Board-ready MIS without the Excel
Group cash position
Livewith Open
BeforeYesterday’s spreadsheet
08Security

Built like a bank. Because it talks to forty.

SOC 2 Type II and ISO 27001 certified. Every connection is direct, consented and auditable.

Direct bank APIs

Connections run on each bank's corporate API programme. No screen-scraping, no shared credentials.

Read-only by default

Balances and statements need read consent only. Payment access is a separate, explicit permission.

Maker-checker everywhere

Amount-based approval policies and role-based access on every account and action.

Encrypted end to end

TLS 1.3 in transit and AES-256 at rest, for every account and every byte.

Complete audit trail

Every login, export, approval and payment is logged — who, what, when and from where.

Data stays in India

India-resident hosting on redundant infrastructure, so your data never leaves the country.

Connection health

last 24h
  • HDFC BankHDFC Bank182ms
  • ICICI BankICICI Bank214ms
  • State Bank of IndiaState Bank of India240ms
  • Axis BankAxis Bank168ms
  • Kotak Mahindra BankKotak Mahindra Bank201ms
  • Standard CharteredStandard Chartered226ms
99.98%
uptime
12s
median refresh
SOC 2
Type II
SOC 2 Type IIISO 27001TLS 1.3AES-256Read-only consent
09Beyond banking

Once the banks are in, everything else gets easier.

Connected Banking is the foundation of Open's finance operating system. The same accounts power payables, your books and your own products.

Payables

From invoice to paid, without retyping a thing.

AI reads the bill, three-way matches it against the PO and goods receipt, and queues it into a payrun with approvals.

AI
Invoice INV-2291 read
Shree Logistics · ₹12,40,000
✓
3-way match passed
PO-1180 · GRN-0442
₹
Added to Friday payrun
Approver: CFO
Tally & ERP sync

Your ledger, always reconciled with your banks.

Masters, bills and payments sync both ways. Every payout posts back to your books as a voucher.

TallyPrimeSAP S/4HANASAP Business OneOracle NetSuiteOracle FusionMS Dynamics 365Business CentralZoho BooksOdooERPNextMarg ERPBUSY
Developer API

Build connected banking into your own product.

Account linking, balances, statements and fund transfers over REST, with webhooks and separate sandbox and live keys.

GET /accounts/balance
// 200 OK
{
  "bank": "HDFC",
  "available": 48261204.10,
  "currency": "INR",
  "synced_at": "just now"
}
SandboxLiveWebhooksAPI playground
40+
Indian banks on the platform
1,800+
accounts in our largest deployment
12s
median balance refresh
99.98%
connection uptime

Questions, answered.

Something else on your mind? Talk to our team.

Which banks can I connect?

40+ Indian banks across public, private and foreign banks. Axis Bank, Kotak Mahindra Bank, State Bank of India and IDFC FIRST Bank can be linked digitally in a few minutes. HDFC Bank, ICICI Bank, YES Bank, Standard Chartered, HSBC, Deutsche Bank and others are linked through assisted onboarding, where our team coordinates with your bank.

Is my data safe? Can Open move money without my approval?

Connections use each bank's own corporate APIs with your explicit consent — no screen-scraping and no shared bank passwords. Viewing balances and statements needs read access only. Payments are a separate permission, and every payment follows the maker-checker and approval policies you configure. Open is SOC 2 Type II and ISO 27001 certified.

Can I make payments from connected accounts?

Yes. Initiate NEFT, RTGS and IMPS transfers, own-account transfers and bulk payouts from any connected account that supports payments, with beneficiary verification, multi-level approvals and OTP or token confirmation.

We have multiple entities and dozens of accounts. Does that work?

That's exactly what Connected Banking is built for. Group accounts by entity, bank, currency or purpose, and see one consolidated position — or drill into any single account. Our largest deployment unifies more than 1,800 accounts.

Does it work with Tally and our ERP?

Yes. TallyPrime, SAP, Oracle NetSuite, Microsoft Dynamics, Zoho Books, Odoo, ERPNext and more sync both ways — masters, bills and payments — and every payout posts back as a voucher. There is also a REST API with webhooks.

Is it a fit for AMCs and other regulated institutions?

Yes. Institutions running many accounts per scheme or entity use Connected Banking to see collection, redemption and operating accounts across banks in one view, with role-based access and a complete audit trail of every action.

How long does it take to go live?

Digitally supported banks link in minutes, and balances and statements start syncing right away. For assisted banks, our team handles the paperwork with your bank and lets you know as each account comes online.

Stop logging into 40 portals.
Start running one.

See every bank account you own on one screen. Book a walkthrough with our team.