For early-stage founders running finance themselves — or a one-person finance team handling everything. Open gives you the banking infrastructure of a Series E company, without the enterprise pricing, the six-week onboarding, or the consultant on retainer.
You raised ₹15-100 Cr. You have 1-3 banks, a fund corpus that needs to last, vendor payments going out, compliance to file. You're a founder, a CEO, or that overworked first finance hire. Open is built so you don't need a CFO yet.
A pre-Series-B startup typically spends ₹1.8-2.4 Cr a year on a CA firm, a part-time CFO, a payroll vendor, a treasury consultant, an audit firm, and the spreadsheet wrangler. Open replaces five of those — and works with the sixth.
Auto-sweep into FDs and liquid funds. Yield optimised per your policy. Pulled back instantly when payables need it.
Smart Statement tags every transaction at source. Three-way recon with marketplaces, PG, bank. No manual matching.
Every deadline, every entity, every GSTIN — calendared. Drafts prepared. Filing paid from your current account.
Monthly burn, runway, AR, AP, cash position drafted automatically. Edit the narrative, hit send.
Works with the corporate cards you already carry. Policy guardrails, receipt capture, monthly categorisation.
Auditor login, view-only roles, single-click audit pack export. Your CA loves it because their job becomes simpler.
Four common founder-team shapes. Same lean structure, different stage and vertical. Here's the typical setup we see — and what Open swaps out of the founder's week.
Founder + early ops hire handle all finance. Payroll, vendor payments, GST, runway — Sunday spreadsheet. On Open: one screen. Payroll in two taps. Treasury auto-managed. Investor update auto-drafted.
Fund corpus earning savings-account rates. No CFO, no treasury policy. Burn ₹1.5 Cr/mo. On Open: idle balance into FD ladder at 7.4% p.a. The yield uplift adds ~3 months to runway in week one.
Operating in 4 states means 4 GSTINs. Founder running finance with a part-time CA. Deadlines tracked on a Notion doc. On Open: every GSTIN auto-calendared, drafts validated, paid from the current account. Founder gets her week back.
CA prep for audit used to be a three-week scramble at year-end. Spreadsheets emailed back and forth. On Open: auditor login, view-only roles, one-click audit pack. The CA exports what she needs. Year-end fire drill is gone.
Connect 3 banks. See your real runway. Optimise treasury. File GST. Draft the investor update. All free under ₹2 Cr monthly outflow.